Members 1st Federal Credit Union - Business Services - Savings & Checking

Business Lending

Whether you're looking to get your business going, give it a jump-start or build on what you've already established, our Business Lending professionals are here to help.

Members 1st is participating in a new small business loan program in cooperation with The Cumberland County Economic Development (CCED) office.

The Cumberland Business First program will utilize private funding from area commercial lenders, who will administer the program jointly and provide loans to eligible businesses within terms, rates and parameters established by CCED. Loans for up to 40 percent of a project’s total cost, from $25,000 to $250,000 at a fixed 5 percent interest rate, will be available to eligible businesses in the county. Eligible businesses must be located in Cumberland County, employ no more than 100 people and “be prepared to add new jobs over a three-year period.”

As us for details!

Business Lending Program includes:

Commercial Real Estate

The Credit Union can finance your purchase or refinance your retail, office, hospitality or industrial building, along with many other types of property. There is never a prepayment penalty on our loans, regardless of size or type to go along with our loans.

Investment Property Loans

Attractive rates are available for investors or landlords who own a 1 to 4 family unit rental property. Low fees. No prepayment penalties.

Equipment Financing

Expanding your business with a new piece of equipment or replacing aging equipment? The Credit Union can customize financing for virtually any piece of equipment.

Vehicle Loans

Loans are available for a wide variety of commercial vehicles used for your business. Well help you finance a car, truck, van or SUV.

Lines of Credit

We offer variable lines of credit designed for short-term borrowings to assist with working capital.



Contact our Business Services staff today.

(717) 795-5168
(800) 283-2328 ext. 5168
businessloans@members1st.org
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