VISA® Platinum Choice Rewards Credit Card

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The choice is yours!

We give you a choice when it comes to selecting the reward you want with your VISA® Credit Card. When applying for our VISA® Platinum Choice Rewards Card you may choose one of these rewards:

• Cash back rewards

Based on your annual purchasing activity, we offer a tiered annual reward paid directly to your savings account each November:

Annual Purchasing Activity	Percentage of Cash Back
$0.00 - $1,000.00	.25%
$1,001.00 - $2,000.00	.50%
$2,001.00 - $3,000.00	.75%
$3,001.00 - and up	1.0%

• Reward points

Using your Members 1st VISA Platinum Choice Rewards (Points) Credit Card you earn a point for every qualifying dollar spent and with our new ScoreMore feature you can now earn Bonus Points of 2, 3, 4 times or more when shopping at participating retailers online and in-store. Utilize your points towards airline tickets, hotel reservations, gift cards, merchandise and more. The greater amount of points earned the more purchasing options available to you. Plus, with your Members 1st VISA Platinum Choice Rewards (Points) credit card your earned points don’t expire and can be simply redeemed through www.scorecardrewards.com or by calling (800) 842-3006.

Our Platinum Choice Rewards Credit Card also carries these benefits:

• $1,000,000.00 Travel Accident Insurance
• eStatements
• Auto Rental Collision Damage Waiver Program
• Travel & emergency services
• Optional “ChargeGard” credit insurance coverage
• Warranty Manager
• Fee-free balance transfers
• Free online access through EZCARDINFO.com
• Multiple automatic payment options
• Free convenience checks
• Member Loyalty Rewards benefits (ask for details)

Questions regarding our VISA® Platinum Choice Rewards Credit Card may be directed to our Card Services Center at (800) 283-2328, ext. 6035.

Questions regarding the status of your VISA® Platinum Choice Rewards Credit Card application may be directed to our Loan Center at (800) 283-2328, ext. 6040.

Apply Now | Rate Information | Visa Card Services