Members 1st Federal Credit Union - Consumer Loans - Fresh Start Loan

Consumer Loans - Fresh Start/ Loan Evaluation Service

There are times when we all need extra money for those unexpected expenditures like holiday shopping, consolidating bills, or buying a new washer and dryer. Whatever your need may be, Members 1st Federal Credit Union has loans available to assist you.


With our low rates* and easy repayment plans, we can design a loan program that won't put a strain on your budget.


*Your fixed rate loan rate may vary from what is listed on our rate sheet. Your interest rate will be based on your credit history and current credit report.



Fresh Start Loan

Do you need to establish or re-establish credit? A Members 1st Fresh Start Loan may be just what you need.
  • 12-, 24- and 36- month terms
  • Low fixed rate
  • Designed to help you establish or re-establish credit
  • Loan amounts range from $500 to $2,000
  • Loan proceeds are put into your share account initially and as the balance is paid off, the money is available to spend.

Loan Evaluation Service

Take control of your credit and get a fresh start. That's exactly what you get with our free Loan Evaluation Service.
  • A means to establish or re-establish credit.
  • An opportunity to get your bills under control.
  • Getting a handle on your monthly payments
  • A means to consolidate your bills.

Loan Center Phone Numbers

(717) 795-6040
(800) 283-2328, ext. 6040

Loan Center Hours

Monday - Wednesday 7:30 am - 5 pm
Thursday 7:30 am - 6 pm
Friday 7:30 am - 7 pm
Saturday 8:30 am - 2 pm