Consumer Loans - Vehicle Protection

Guaranteed Asset Protection (GAP)

Is designed to help you avoid financial loss in the event your vehicle is stolen or totaled. If either of these happens to your vehicle, your insurance settlement will be based on the vehicles actual cash value, not the outstanding loan balance. This creates a deficiency balance or gap and could mean a hefty out of pocket expense for you. GAPs advantages include:

• The program is underwritten by highly rated insurance companies. Our underwriters have extensive experience and are known for their financial strength, stability and responsive claims handling.
• Enrollment is easy and coverage begins immediately.
• Coverage available for a variety of new and used vehicle types.
• Up to $1,000 of your primary insurance carriers deductible may be covered as part of the deficiency balance.
• An additional $1,000 towards the purchase of a replacement vehicle financed through Members 1st.

Mechanical Breakdown Protection

If you own a car, you know those little rattles, squeaks, clinks, and clanks can be the sign of trouble. You love your car as long as its running right, but as soon as it breaks down, chances are you're wondering why you ever bought it in the first place. We offer vehicle service contracts that can assist you in avoiding costly automobile repair bills. Some of our plans even offer a Money Back Guarantee, which means if you expire the contract without ever using it, you actually get all of your money back. Other benefits include:

• Coverage can be up to seven years/100,000 miles and $0 deductible plans are available.
• Repairs can be preformed at any licensed repair facility in the United States or Canada.
• 24-hour Roadside Assistance that includes Towing and Lost Key/Lockout service.
• Rental Vehicle Assistance, Tire Protection and Trip Interruption Coverage.
• This fully insured program offers direct payment to the repair facility, no limit on claims and nationwide protection.
• Coverage is transferable if you sell your vehicle prior to contract expiration, which significantly adds to the resale value.
• There are plans for both new and pre-owned vehicles, so call us today to see if your vehicle qualifies for coverage.

Call us today to see how you can benefit from GAP and Mechanical Breakdown Protection.

Loan Center Phone Numbers

(717) 795-6040 (800) 283-2328, ext. 6040

Loan Center Hours

Monday - Wednesday 7:30 am - 5 pm Thursday 7:30 am - 6 pm Friday 7:30 am - 7 pm Saturday 8:30 am - 2 pm

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