Members 1st Federal Credit Union - Visa Cards

Visa Cards

We have five low, adjustable rate, no annual fee VISA Cards with 25-day grace periods available to suit your individual spending need.

Use our VISA Card everywhere that VISA Cards are accepted.

We advise you to be aware of VISA-related signage at all merchants you frequent.



Rate-Shaver

  • Current APR of Prime Rate Plus 2%
  • Minimum APR of 9.90%
  • Maximum Credit Limit of $50,000
  • Scorecard Rebate Program: None
  • $250,000 Travel Accident Insurance
Loan Application| Check Rates

Gold

  • Current APR of Prime Rate Plus 5%
  • Maximum Credit Limit of $50,000
  • Scorecard Rebate Program:
      • Tiered Cash Back Rebate
    • .25% from $0 - $1,000 in purchases
    • .50% from $1,001 - $2,000 in purchases
    • .75% from $2,001 - $3,000 in purchases
    • 1.00% from 3,001 or over $3,000 + in purchases
Loan Application| Check Rates

Platinum

  • Current APR of Prime Rate Plus 5%
  • Maximum Credit Limit of $50,000
  • Scorecard Travel and Gift Program/Bonus point program:
    • 1 Airmile for each dollar in new purchases
    • 20,000 points for round trip ticket within the contiguous 48 United States

      •   or
    • From the contiguous 48 United States to Canada
    • $1,000,000 Travel Accident Insurance
Loan Application| Check Rates

Student Visa

  • Current APR of Prime Rate Plus 5.5%
  • Maximum Credit Limit of $1,000
  • Scorecard Rebate Program:
    • .5% Cash Back Rebate on New Purchases
  • $250,000 Travel Accident Insurance
Loan Application| Check Rates

Visa Classic

  • Current APR of Prime Rate Plus 5.5%
  • Maximum Credit Limit of $50,000
  • Scorecard Rebate Program:
    • .5% Cash Back Rebate on New Purchases
  • $250,000 Travel Accident Insurance
Loan Application| Check Rates

Core Benefits/Gold and Platinum Cards

  • Warranty Manager Service:
    • Warranty Registration
    • Extended Warranty protection
  • Travel and Emergency Assistance - (1-800-VISA-911)
    • Emergency Message Service
    • Medical Referral Assistance
    • Legal Referral Assistance
    • Emergency Transportation Assistance
    • Emergency Ticket Replacement
    • Lost Luggage Locator Service
    • Emergency Translation Service
    • Prescription Assistance and Valuable Document Delivery
    • Pre-Trip Assistance
    • Emergency Cash, Emergency Card Replacement
  • Auto Rental Insurance
    • 24 hour coverage for damage due to collision or theft of most rental vehicles
Loan Application| Check Rates

Protect your VISA Card account with Chargegard

  • Insurance program that offers you peace of mind in the event of death, leave of absence, illness or injury that prevents you from working.
  • Monthly premium is paid until you return to work; balance is paid; or you reach the $10,000 maximum, whichever is first.
  • Free coverage when you have no charges on your statement or a balance from the previous month.
Loan Application| Check Rates

VISA E-Z Payment & EZ Call

  • E-Z payment automatically takes the funds out of your account to make your monthly payment.
  • Transfer your payment due to your VISA Card account using our automated telephone service, EZ Call.
Loan Application| Check Rates

Monitor your VISA Card account online

  • VISA EZCardinfo.com
    • Minimum payment information
    • Payment due date
    • Amount of last payment
    • Date of last payment
    • Account balance
    • Available credit
    • Current credit limit and transactions posted since your last statement
Loan Application| Check Rates

Visa Card Services


Check out the following links:

VISA Department Contact:

(717) 795-6035 or
(800) 283-2328, ext. 6035

Lost, stolen or found cards:
(800) 325-3678

24-hour account inquiries:
(800) 299-9842