Individual Retirement Accounts (IRAs)

Individual Retirement Accounts (IRAs) are just one way to plan for retirement savings or college education. IRAs take a variety of forms depending on your specific investment needs. In some cases, you may obtain tax benefits as well.* You can open your IRA at any branch .

IRA Savings

• This tiered account offers you higher dividends based on your account balance.

IRA Certificates

• 3 to 60-month terms
• Options include IRA Certificates, Roth Certificates, or Coverdell Education Savings Accounts.
• IRA Certificates and Roth IRAs offer a tier-structured minimum opening deposit ranging from $500 to $50,000.
• A maximum of $2,000 may be deposited annually, per child, in a Coverdell Education Savings Account.
• Penalty for early withdrawal.

Membership and Account Agreement / Funds Availability Policy / Electronic Funds Transfer Agreement

Get ready for retirement with the FREE Plan It™ Retire Ready Toolkit. This online resource can help you plan for – and achieve – retirement security. Access articles, listen to audio clips, run "what if" financial longevity scenarios, and more!

• Create a personal profile
• Track your own retirement savings
• Print personalized charts
• Make retirement to-do lists

*Consult your accountant or financial advisor for details.