Membership - Become A Member

Why Make the Switch to Members 1st?

Local service. More options. People you know from your neighborhood, school, church, clubs, and your kid's sports teams work there. Fast loan decisions. Competitive rates. Convenient locations. Personal and small business accounts. Electronic services. No Surcharge ATM Network. Investment Services, and so many other great things too numerous to mention. Trust your instincts about becoming a credit union member. It is the right thing to do.

Am I eligible to open an account?

If you live, work, worship, go to school, volunteer in Southcentral Pennsylvania which includes Adams, Cumberland, Dauphin, Lebanon, Perry or York Counties or in the Borough of Shippensburg, you may open an account. Your immediate family members may also open an account, even if they do not meet the criteria outlined above.

You are also eligible to open an account if you don't live, work, worship, go to school or volunteer in one of the areas listed above, but you have an immediate family member who meets the criteria above.

*Immediate family members include spouse, child, siblings, parents, grandparents, grandchildren, parents, step children, step siblings, and adopted relationships.

What's different about Members 1st?

Members 1st is member owned. That means we don't have to pay out big dividends to stockholders - we don't have any. We don't have out-of-state or foreign investors. We're locally owned and operated by people just like you. And, we know Southcentral Pennsylvania. We've been around since 1950. We're just not building here and there. We're an active participant in community activities and charitable events and are always on the move to help improve the quality of life in our region.

As a member, you own us. Everything comes back to you in the form of better savings dividends (interest) and lower loan rates. We encourage your interest on our volunteer oversight committees.

When you make your initial deposit into your savings account, it isn't a membership fee. It's your money that stays in your account.

So what if you have accounts elsewhere? Switch... we'll help you.

If you have accounts elsewhere, we make it easy to switch to Members 1st. Click on the Make the Switch link for our free "Switch Kit" that contains a checklist and the forms you need to change your direct deposits and automatic payments.

There are no fees to open an account - just a small deposit into your own savings account.

A $5 minimum opening deposit and balance is required for all account owners.

This is not a membership fee - it is your money. Your savings account will earn dividends (interest) on balances of $50 or more.

Important information about procedures for opening a new account with us

To help the US Government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account.

What this means for you is this - When you open an account, we will ask for your name, address, date of birth and other information that will allow us to properly identify you. We may also ask to see your driver's license or other identifying documents, per the USA Patriot Act.

Use our online membership application

• Please note: Upon receipt of your application, we will send you the proper disclosures.
• Follow the link below or click the "apply now" button at the top of this page and complete the electronic membership application.
• Once we receive your information, we will mail you additional paperwork to sign and send you important account disclosures.
• You mail back to us your signed membership application and minimum opening deposit that will be deposited into your account.

Note: Current members may not use the online membership application to sign up for additional accounts or account services. You need to contact TeleBranch at (717) 795-6049 or (800) 237-7288 or stop by a Members 1st branch near you.