Members 1st Federal Credit Union - Certificate Rates

Certificate Rates


No matter what your income, age or goals, you'll discover a wide variety of savings accounts and programs at Members 1st.

Rates are subject to change without notice.
Penalty for early withdrawal.
Fees and withdrawals could reduce the earnings on accounts.

Dividend Rates and Annual Percentage Yields are effective
Saturday, November 07, 2009



60-Month
Open online

Minimum Opening
Deposit
Minimum Balance to
Earn APY
Annual Percentage
Yield
Dividend Rate
 $500 $500 2.300% 2.28%
 $10,000 $10,000 2.400% 2.37%
 $50,000 $50,000 2.450% 2.42%
 $75,000 $75,000 2.500% 2.47%
 $100,000 $100,000 2.550% 2.52%


48-Month Bump-Up
Open online

Minimum Opening
Deposit
Minimum Balance to
Earn APY
Annual Percentage
Yield
Dividend Rate
 $500 $500 1.950% 1.93%


48-Month
Open online

Minimum Opening
Deposit
Minimum Balance to
Earn APY
Annual Percentage
Yield
Dividend Rate
 $500 $500 2.050% 2.03%
 $10,000 $10,000 2.150% 2.13%
 $50,000 $50,000 2.200% 2.18%
 $75,000 $75,000 2.250% 2.23%
 $100,000 $100,000 2.300% 2.28%


36-Month
Open online

Minimum Opening
Deposit
Minimum Balance to
Earn APY
Annual Percentage
Yield
Dividend Rate
 $500 $500 1.850% 1.83%
 $10,000 $10,000 1.950% 1.93%
 $50,000 $50,000 2.000% 1.98%
 $75,000 $75,000 2.050% 2.03%
 $100,000 $100,000 2.100% 2.08%


30-Month
Open online

Minimum Opening
Deposit
Minimum Balance to
Earn APY
Annual Percentage
Yield
Dividend Rate
 $500 $500 1.750% 1.74%
 $10,000 $10,000 1.850% 1.83%
 $50,000 $50,000 1.900% 1.88%
 $75,000 $75,000 1.950% 1.93%
 $100,000 $100,000 2.000% 1.98%


24-Month Add On
Open online

Minimum Opening
Deposit
Minimum Balance to
Earn APY
Annual Percentage
Yield
Dividend Rate
 $500 $500 1.000% 1.00%


24-Month Bump Up
Open online

Minimum Opening
Deposit
Minimum Balance to
Earn APY
Annual Percentage
Yield
Dividend Rate
 $500 $500 1.200% 1.19%


24-Month
Open online

Minimum Opening
Deposit
Minimum Balance to
Earn APY
Annual Percentage
Yield
Dividend Rate
 $500 $500 1.300% 1.29%
 $10,000 $10,000 1.400% 1.39%
 $50,000 $50,000 1.450% 1.44%
 $75,000 $75,000 1.500% 1.49%
 $100,000 $100,000 1.550% 1.54%


19-Month
Open online

Minimum Opening
Deposit
Minimum Balance to
Earn APY
Annual Percentage
Yield
Dividend Rate
 $500 $500 1.500% 1.49%


18-Month
Open online

Minimum Opening
Deposit
Minimum Balance to
Earn APY
Annual Percentage
Yield
Dividend Rate
 $500 $500 1.250% 1.24%
 $10,000 $10,000 1.350% 1.34%
 $50,000 $50,000 1.400% 1.39%
 $75,000 $75,000 1.450% 1.44%
 $100,000 $100,000 1.500% 1.49%


12-Month Add On
Open online

Minimum Opening
Deposit
Minimum Balance to
Earn APY
Annual Percentage
Yield
Dividend Rate
 $100 $100 0.900% 0.90%


12 Month Bump-Up
Open online

Minimum Opening
Deposit
Minimum Balance to
Earn APY
Annual Percentage
Yield
Dividend Rate
 $500 $500 1.000% 1.00%


12-Month
Open online

Minimum Opening
Deposit
Minimum Balance to
Earn APY
Annual Percentage
Yield
Dividend Rate
 $500 $500 0.900% 0.90%
 $10,000 $10,000 1.000% 1.00%
 $50,000 $50,000 1.060% 1.05%
 $75,000 $75,000 1.100% 1.09%
 $100,000 $100,000 1.150% 1.14%


11-Month
Open online

Minimum Opening
Deposit
Minimum Balance to
Earn APY
Annual Percentage
Yield
Dividend Rate
 $500 $500 1.250% 1.24%


9-Month No Penalty

Minimum Opening
Deposit
Minimum Balance to
Earn APY
Annual Percentage
Yield
Dividend Rate
 $5,000 $5,000 0.900% 0.90%


6-Month
Open online

Minimum Opening
Deposit
Minimum Balance to
Earn APY
Annual Percentage
Yield
Dividend Rate
 $500 $500 0.900% 0.90%
 $50,000 $50,000 0.950% 0.95%
 $75,000 $75,000 1.000% 1.00%
 $100,000 $100,000 1.060% 1.05%


3-Month*
Open online

Minimum Opening
Deposit
Minimum Balance to
Earn APY
Annual Percentage
Yield
Dividend Rate
 $500 $500 0.750% 0.75%
 $50,000 $50,000 0.800% 0.80%
 $75,000 $75,000 0.850% 0.85%
 $100,000 $100,000 0.900% 0.90%



* Paid at maturity