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| Rates and are subject to change without notice. |
| Penalty for early withdrawal. |
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| Dividend Rates and Annual Percentage Yields are effective |
| Tuesday, May 13, 2008 |
| | | 60-Month** | | Minimum Opening
Deposit | Minimum Balance to
Earn APY | Annual Percentage
Yield | Dividend Rate |
| $500 |
$500 |
3.450% |
3.40% |
| $50,000 |
$50,000 |
3.510% |
3.45% |
| $75,000 |
$75,000 |
3.550% |
3.49% |
| $100,000 |
$100,000 |
3.600% |
3.54% |
| | | 48-Month Bump Up | | Minimum Opening
Deposit | Minimum Balance to
Earn APY | Annual Percentage
Yield | Dividend Rate |
| $500 |
$500 |
3.050% |
3.01% |
| | | 48-Month** | | Minimum Opening
Deposit | Minimum Balance to
Earn APY | Annual Percentage
Yield | Dividend Rate |
| $500 |
$500 |
3.250% |
3.20% |
| $50,000 |
$50,000 |
3.300% |
3.25% |
| $75,000 |
$75,000 |
3.350% |
3.30% |
| $100,000 |
$100,000 |
3.400% |
3.35% |
| | | 36-Month** | | Minimum Opening
Deposit | Minimum Balance to
Earn APY | Annual Percentage
Yield | Dividend Rate |
| $500 |
$500 |
3.050% |
3.01% |
| $50,000 |
$50,000 |
3.100% |
3.06% |
| $75,000 |
$75,000 |
3.150% |
3.11% |
| $100,000 |
$100,000 |
3.200% |
3.15% |
| | | 30-Month** | | Minimum Opening
Deposit | Minimum Balance to
Earn APY | Annual Percentage
Yield | Dividend Rate |
| $500 |
$500 |
3.050% |
3.01% |
| $50,000 |
$50,000 |
3.100% |
3.06% |
| $75,000 |
$75,000 |
3.150% |
3.11% |
| $100,000 |
$100,000 |
3.200% |
3.15% |
| | | 24-Month | | Minimum Opening
Deposit | Minimum Balance to
Earn APY | Annual Percentage
Yield | Dividend Rate |
| $500 |
$500 |
2.800% |
2.76% |
| $50,000 |
$50,000 |
2.850% |
2.81% |
| $75,000 |
$75,000 |
2.900% |
2.86% |
| $100,000 |
$100,000 |
2.950% |
2.91% |
| | | 24-Month Bump Up | | Minimum Opening
Deposit | Minimum Balance to
Earn APY | Annual Percentage
Yield | Dividend Rate |
| $500 |
$500 |
2.450% |
2.42% |
| | | 18-Month** | | Minimum Opening
Deposit | Minimum Balance to
Earn APY | Annual Percentage
Yield | Dividend Rate |
| $500 |
$500 |
2.800% |
2.76% |
| $50,000 |
$50,000 |
2.850% |
2.81% |
| $75,000 |
$75,000 |
2.900% |
2.86% |
| $100,000 |
$100,000 |
2.950% |
2.91% |
| | | 12-Month Bump Up | | Minimum Opening
Deposit | Minimum Balance to
Earn APY | Annual Percentage
Yield | Dividend Rate |
| $500 |
$500 |
2.450% |
2.42% |
| | | 12-Month** | | Minimum Opening
Deposit | Minimum Balance to
Earn APY | Annual Percentage
Yield | Dividend Rate |
| $500 |
$500 |
2.700% |
2.67% |
| $50,000 |
$50,000 |
2.750% |
2.72% |
| $75,000 |
$75,000 |
2.800% |
2.76% |
| $100,000 |
$100,000 |
2.850% |
2.81% |
| | | 11-Month | | Minimum Opening
Deposit | Minimum Balance to
Earn APY | Annual Percentage
Yield | Dividend Rate |
| $500 |
$500 |
3.000% |
2.96% |
| | | 9-Month No Penalty | | Minimum Opening
Deposit | Minimum Balance to
Earn APY | Annual Percentage
Yield | Dividend Rate |
| $5,000 |
$5,000 |
2.650% |
2.62% |
| | | 6-Month** | | Minimum Opening
Deposit | Minimum Balance to
Earn APY | Annual Percentage
Yield | Dividend Rate |
| $500 |
$500 |
2.650% |
2.62% |
| $50,000 |
$50,000 |
2.700% |
2.67% |
| $75,000 |
$75,000 |
2.750% |
2.72% |
| $100,000 |
$100,000 |
2.800% |
2.76% |
| | | 3-Month** | | Minimum Opening
Deposit | Minimum Balance to
Earn APY | Annual Percentage
Yield | Dividend Rate |
| $500 |
$500 |
2.400% |
2.37% |
| $50,000 |
$50,000 |
2.450% |
2.42% |
| $75,000 |
$75,000 |
2.500% |
2.47% |
| $100,000 |
$100,000 |
2.550% |
2.52% |
| | | IRA Savings | | Minimum Opening
Deposit | Minimum Balance to
Earn APY | Annual Percentage
Yield | Dividend Rate |
| $0 |
$0 |
1.00% |
1.00% |
| $2,500 |
$2,500 |
1.15% |
1.14% |
| $25,000 |
$25,000 |
1.40% |
1.39% |
| $50,000 |
$50,000 |
1.80% |
1.79% |
| $100,000 |
$100,000 |
2.15% |
2.13% |
| $250,000 |
$250,000 |
2.40% |
2.37% |
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| ** Coverdell Education IRA Savings available |
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