Open an account today
Members 1st Federal Credit Union - Miscellaneous Loans print Printer Friendly Format

Miscellaneous Loan Rates


Whether you need money for a vacation, college education, computer equipment, new or used motorcycle or you just need a little extra cash with a signature loan to help get you through a rough time, we have a variety of fixed rate loans to suit your individual lending needs. Apply now and we'll give you an answer in just a few minutes.





All rates are expressed as ANNUAL PERCENTAGE RATES.
Rates are subject to change without notice.

Loan rates as low as those listed below are effective
Saturday, February 04, 2012




Signature

TermAPR 
12 Months 10.39% Estimate Payment
For example a $5000 Signature loan with a 12 month term at 10.39% APR, the sample estimated monthly payment may be $440.49.
24 Months 10.39% Estimate Payment
For example a $5000 Signature loan with a 24 month term at 10.39% APR, the sample estimated monthly payment may be $231.63.
36 Months 10.39% Estimate Payment
For example a $5000 Signature loan with a 36 month term at 10.39% APR, the sample estimated monthly payment may be $162.25.
48 Months 10.74% Estimate Payment
For example a $5000 Signature loan with a 48 month term at 10.74% APR, the sample estimated monthly payment may be $128.60.
60 Months 10.99% Estimate Payment
For example a $5000 Signature loan with a 60 month term at 10.99% APR, the sample estimated monthly payment may be $108.69.


Signature Loan >=$25,000

TermAPR 
12 Months 7.99% Estimate Payment
For example a $25000 Signature Loan >=$25,000 with a 12 month term at 7.99% APR, the sample estimated monthly payment may be $2,174.60.
24 Months 7.99% Estimate Payment
For example a $25000 Signature Loan >=$25,000 with a 24 month term at 7.99% APR, the sample estimated monthly payment may be $1,130.57.
36 Months 7.99% Estimate Payment
For example a $25000 Signature Loan >=$25,000 with a 36 month term at 7.99% APR, the sample estimated monthly payment may be $783.29.
48 Months 7.99% Estimate Payment
For example a $25000 Signature Loan >=$25,000 with a 48 month term at 7.99% APR, the sample estimated monthly payment may be $610.21.
60 Months 7.99% Estimate Payment
For example a $25000 Signature Loan >=$25,000 with a 60 month term at 7.99% APR, the sample estimated monthly payment may be $506.79.
84 Months 8.99% Estimate Payment
For example a $25000 Signature Loan >=$25,000 with a 84 month term at 8.99% APR, the sample estimated monthly payment may be $402.10.
120 Months 8.99% Estimate Payment
For example a $25000 Signature Loan >=$25,000 with a 120 month term at 8.99% APR, the sample estimated monthly payment may be $316.55.
180 Months 9.99% Estimate Payment
For example a $25000 Signature Loan >=$25,000 with a 180 month term at 9.99% APR, the sample estimated monthly payment may be $268.50.


Fresh Start

TermAPR 
12 Months 3.95% Estimate Payment
For example a $1000 Fresh Start loan with a 12 month term at 3.95% APR, the sample estimated monthly payment may be $85.13.
24 Months 3.95% Estimate Payment
For example a $1000 Fresh Start loan with a 24 month term at 3.95% APR, the sample estimated monthly payment may be $43.40.
36 Months 4.50% Estimate Payment
For example a $1000 Fresh Start loan with a 36 month term at 4.50% APR, the sample estimated monthly payment may be $29.75.


Shares Pledged

TermAPR 
12 Months 3.95% Estimate Payment
For example a $5000 Shares Pledged loan with a 12 month term at 3.95% APR, the sample estimated monthly payment may be $425.64.
24 Months 3.95% Estimate Payment
For example a $5000 Shares Pledged loan with a 24 month term at 3.95% APR, the sample estimated monthly payment may be $217.01.
36 Months 4.50% Estimate Payment
For example a $5000 Shares Pledged loan with a 36 month term at 4.50% APR, the sample estimated monthly payment may be $148.73.
48 Months 4.95% Estimate Payment
For example a $5000 Shares Pledged loan with a 48 month term at 4.95% APR, the sample estimated monthly payment may be $115.03.
60 Months 4.95% Estimate Payment
For example a $5000 Shares Pledged loan with a 60 month term at 4.95% APR, the sample estimated monthly payment may be $94.24.


New Mobile Home **

TermAPR 
12 Months 8.50% Estimate Payment
For example a $10000 New Mobile Home ** loan with a 12 month term at 8.50% APR, the sample estimated monthly payment may be $872.20.
24 Months 8.50% Estimate Payment
For example a $10000 New Mobile Home ** loan with a 24 month term at 8.50% APR, the sample estimated monthly payment may be $454.56.
36 Months 8.50% Estimate Payment
For example a $10000 New Mobile Home ** loan with a 36 month term at 8.50% APR, the sample estimated monthly payment may be $315.68.
48 Months 8.50% Estimate Payment
For example a $10000 New Mobile Home ** loan with a 48 month term at 8.50% APR, the sample estimated monthly payment may be $246.48.
60 Months 8.50% Estimate Payment
For example a $10000 New Mobile Home ** loan with a 60 month term at 8.50% APR, the sample estimated monthly payment may be $205.17.
84 Months 8.50% Estimate Payment
For example a $10000 New Mobile Home ** loan with a 84 month term at 8.50% APR, the sample estimated monthly payment may be $158.36.
120 Months 8.50% Estimate Payment
For example a $10000 New Mobile Home ** loan with a 120 month term at 8.50% APR, the sample estimated monthly payment may be $123.99.


Used Mobile Home **

TermAPR 
12 Months 9.50% Estimate Payment
For example a $10000 Used Mobile Home ** loan with a 12 month term at 9.50% APR, the sample estimated monthly payment may be $876.84.
24 Months 9.50% Estimate Payment
For example a $10000 Used Mobile Home ** loan with a 24 month term at 9.50% APR, the sample estimated monthly payment may be $459.14.
36 Months 9.50% Estimate Payment
For example a $10000 Used Mobile Home ** loan with a 36 month term at 9.50% APR, the sample estimated monthly payment may be $320.33.
48 Months 9.50% Estimate Payment
For example a $10000 Used Mobile Home ** loan with a 48 month term at 9.50% APR, the sample estimated monthly payment may be $251.23.
60 Months 9.50% Estimate Payment
For example a $10000 Used Mobile Home ** loan with a 60 month term at 9.50% APR, the sample estimated monthly payment may be $210.02.
84 Months 9.50% Estimate Payment
For example a $10000 Used Mobile Home ** loan with a 84 month term at 9.50% APR, the sample estimated monthly payment may be $163.44.
120 Months 9.50% Estimate Payment
For example a $10000 Used Mobile Home ** loan with a 120 month term at 9.50% APR, the sample estimated monthly payment may be $129.40.


Motorcycle 2011 - 2012

TermAPR 
12 Months 4.49% Estimate Payment
For example a $5000 Motorcycle 2011 - 2012 loan with a 12 month term at 4.49% APR, the sample estimated monthly payment may be $426.87.
24 Months 4.49% Estimate Payment
For example a $5000 Motorcycle 2011 - 2012 loan with a 24 month term at 4.49% APR, the sample estimated monthly payment may be $218.22.
36 Months 4.49% Estimate Payment
For example a $5000 Motorcycle 2011 - 2012 loan with a 36 month term at 4.49% APR, the sample estimated monthly payment may be $148.71.
48 Months 4.49% Estimate Payment
For example a $5000 Motorcycle 2011 - 2012 loan with a 48 month term at 4.49% APR, the sample estimated monthly payment may be $113.99.
60 Months 4.49% Estimate Payment
For example a $5000 Motorcycle 2011 - 2012 loan with a 60 month term at 4.49% APR, the sample estimated monthly payment may be $93.19.
72 Months 5.25% Estimate Payment
For example a $5000 Motorcycle 2011 - 2012 loan with a 72 month term at 5.25% APR, the sample estimated monthly payment may be $81.11.
84 Months 6.44% Estimate Payment
For example a $5000 Motorcycle 2011 - 2012 loan with a 84 month term at 6.44% APR, the sample estimated monthly payment may be $74.10.


Motorcycle 2008 - 2010

TermAPR 
12 Months 5.24% Estimate Payment
For example a $5000 Motorcycle 2008 - 2010 loan with a 12 month term at 5.24% APR, the sample estimated monthly payment may be $428.59.
24 Months 5.24% Estimate Payment
For example a $5000 Motorcycle 2008 - 2010 loan with a 24 month term at 5.24% APR, the sample estimated monthly payment may be $219.89.
36 Months 5.24% Estimate Payment
For example a $5000 Motorcycle 2008 - 2010 loan with a 36 month term at 5.24% APR, the sample estimated monthly payment may be $150.39.
48 Months 5.24% Estimate Payment
For example a $5000 Motorcycle 2008 - 2010 loan with a 48 month term at 5.24% APR, the sample estimated monthly payment may be $115.69.
60 Months 5.34% Estimate Payment
For example a $5000 Motorcycle 2008 - 2010 loan with a 60 month term at 5.34% APR, the sample estimated monthly payment may be $95.14.
72 Months 5.49% Estimate Payment
For example a $5000 Motorcycle 2008 - 2010 loan with a 72 month term at 5.49% APR, the sample estimated monthly payment may be $81.67.


Motorcycle 2007 and older

TermAPR 
12 Months 5.99% Estimate Payment
For example a $5000 Motorcycle 2007 and older loan with a 12 month term at 5.99% APR, the sample estimated monthly payment may be $430.31.
24 Months 5.99% Estimate Payment
For example a $5000 Motorcycle 2007 and older loan with a 24 month term at 5.99% APR, the sample estimated monthly payment may be $221.58.
36 Months 5.99% Estimate Payment
For example a $5000 Motorcycle 2007 and older loan with a 36 month term at 5.99% APR, the sample estimated monthly payment may be $152.09.
48 Months 5.99% Estimate Payment
For example a $5000 Motorcycle 2007 and older loan with a 48 month term at 5.99% APR, the sample estimated monthly payment may be $117.40.
60 Months 5.99% Estimate Payment
For example a $5000 Motorcycle 2007 and older loan with a 60 month term at 5.99% APR, the sample estimated monthly payment may be $96.64.


New Boat ***

TermAPR 
12 Months 6.99% Estimate Payment
For example a $10000 New Boat *** loan with a 12 month term at 6.99% APR, the sample estimated monthly payment may be $865.22.
24 Months 6.99% Estimate Payment
For example a $10000 New Boat *** loan with a 24 month term at 6.99% APR, the sample estimated monthly payment may be $447.68.
36 Months 6.99% Estimate Payment
For example a $10000 New Boat *** loan with a 36 month term at 6.99% APR, the sample estimated monthly payment may be $308.73.
48 Months 7.49% Estimate Payment
For example a $10000 New Boat *** loan with a 48 month term at 7.49% APR, the sample estimated monthly payment may be $241.74.
60 Months 7.49% Estimate Payment
For example a $10000 New Boat *** loan with a 60 month term at 7.49% APR, the sample estimated monthly payment may be $200.33.
72 Months 7.99% Estimate Payment
For example a $10000 New Boat *** loan with a 72 month term at 7.99% APR, the sample estimated monthly payment may be $175.28.
84 Months 8.25% Estimate Payment
For example a $10000 New Boat *** loan with a 84 month term at 8.25% APR, the sample estimated monthly payment may be $157.11.
120 Months 8.75% Estimate Payment
For example a $10000 New Boat *** loan with a 120 month term at 8.75% APR, the sample estimated monthly payment may be $125.33.


Used Boat ***

TermAPR 
12 Months 7.99% Estimate Payment
For example a $10000 Used Boat *** loan with a 12 month term at 7.99% APR, the sample estimated monthly payment may be $869.84.
24 Months 7.99% Estimate Payment
For example a $10000 Used Boat *** loan with a 24 month term at 7.99% APR, the sample estimated monthly payment may be $452.23.
36 Months 7.99% Estimate Payment
For example a $10000 Used Boat *** loan with a 36 month term at 7.99% APR, the sample estimated monthly payment may be $313.32.
48 Months 8.49% Estimate Payment
For example a $10000 Used Boat *** loan with a 48 month term at 8.49% APR, the sample estimated monthly payment may be $246.44.
60 Months 8.49% Estimate Payment
For example a $10000 Used Boat *** loan with a 60 month term at 8.49% APR, the sample estimated monthly payment may be $205.12.
72 Months 8.90% Estimate Payment
For example a $10000 Used Boat *** loan with a 72 month term at 8.90% APR, the sample estimated monthly payment may be $179.76.
84 Months 8.90% Estimate Payment
For example a $10000 Used Boat *** loan with a 84 month term at 8.90% APR, the sample estimated monthly payment may be $160.38.
120 Months 9.99% Estimate Payment
For example a $10000 Used Boat *** loan with a 120 month term at 9.99% APR, the sample estimated monthly payment may be $132.10.


New RV ***

TermAPR 
12 Months 6.74% Estimate Payment
For example a $10000 New RV *** loan with a 12 month term at 6.74% APR, the sample estimated monthly payment may be $864.07.
24 Months 6.74% Estimate Payment
For example a $10000 New RV *** loan with a 24 month term at 6.74% APR, the sample estimated monthly payment may be $446.55.
36 Months 6.74% Estimate Payment
For example a $10000 New RV *** loan with a 36 month term at 6.74% APR, the sample estimated monthly payment may be $307.58.
48 Months 7.24% Estimate Payment
For example a $10000 New RV *** loan with a 48 month term at 7.24% APR, the sample estimated monthly payment may be $240.58.
60 Months 7.24% Estimate Payment
For example a $10000 New RV *** loan with a 60 month term at 7.24% APR, the sample estimated monthly payment may be $199.15.
72 Months 7.74% Estimate Payment
For example a $10000 New RV *** loan with a 72 month term at 7.74% APR, the sample estimated monthly payment may be $174.07.
84 Months 8.00% Estimate Payment
For example a $10000 New RV *** loan with a 84 month term at 8.00% APR, the sample estimated monthly payment may be $155.86.
120 Months 8.50% Estimate Payment
For example a $10000 New RV *** loan with a 120 month term at 8.50% APR, the sample estimated monthly payment may be $123.99.


Used RV ***

TermAPR 
12 Months 7.74% Estimate Payment
For example a $10000 Used RV *** loan with a 12 month term at 7.74% APR, the sample estimated monthly payment may be $868.68.
24 Months 7.74% Estimate Payment
For example a $10000 Used RV *** loan with a 24 month term at 7.74% APR, the sample estimated monthly payment may be $451.09.
36 Months 7.74% Estimate Payment
For example a $10000 Used RV *** loan with a 36 month term at 7.74% APR, the sample estimated monthly payment may be $312.17.
48 Months 8.24% Estimate Payment
For example a $10000 Used RV *** loan with a 48 month term at 8.24% APR, the sample estimated monthly payment may be $245.26.
60 Months 8.24% Estimate Payment
For example a $10000 Used RV *** loan with a 60 month term at 8.24% APR, the sample estimated monthly payment may be $203.91.
72 Months 8.65% Estimate Payment
For example a $10000 Used RV *** loan with a 72 month term at 8.65% APR, the sample estimated monthly payment may be $178.52.
84 Months 8.65% Estimate Payment
For example a $10000 Used RV *** loan with a 84 month term at 8.65% APR, the sample estimated monthly payment may be $159.12.
120 Months 9.74% Estimate Payment
For example a $10000 Used RV *** loan with a 120 month term at 9.74% APR, the sample estimated monthly payment may be $130.72.


** New and used mobile homes require 10% down payment to 60 months, 20% down payment to 120 months.

*** Includes Off Road Vehicles (ATV's), Snowmobiles and Jet Ski's that are titled. Maximum term 5 years. Some restrictions apply.

**** Used motorcycles may not exceed 5 model years.

All rates reflect a .20% reduction for Payroll Deduction / Direct Deposit / Auto Transfer.

Your rate may vary from what is listed. Your interest rate will be based on your credit history and current credit report.