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| Real Estate Lending Department |
| Call (717) 795-6026 or (800) 283-2328, ext. 6026 for details. |
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| Your rate may vary from what is listed. Your interest rate
will be based on your credit history, current credit report, and LTV(loan to value). |
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| Today's Rates: Wednesday, July 23, 2008
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| | | Conforming Fixed Rates | | | 95% LTV to $417,000 | | | Term | Rate | Points | APR |
| 30 Year |
6.875% |
0.00% |
6.921% |
| 30 Year |
6.50% |
1.25% |
6.667% |
| 30 Year |
6.25% |
2.25% |
6.513% |
| 30 Year |
6.125% |
3.375% |
6.497% |
| 20 Year |
6.75% |
0.125% |
6.826% |
| 20 Year |
6.125% |
2.625% |
6.520% |
| 15 Year |
6.50% |
0.00% |
6.574% |
| 15 Year |
5.625% |
3.25% |
6.215% |
| | | | | 7 Year Balloon | | | 90% LTV to $417,000 | | | Term | Rate | Points | APR |
| 7 Year |
6.625% |
2.00% |
7.091% |
| 7 Year |
6.00% |
3.00% |
6.649% |
| This program features a low fixed rate for the first 7 years of the mortgage. Investors add .375% to the rate with a maximum 80% LTV. |
| | | | | PHFA (1st Time Homebuyers) | | | 97% LTV | | | Term | Rate | Points | APR |
| 30 Year |
6.375% |
0.000% |
6.420% |
| 30 Year |
6.125% |
1.000% |
6.264% |
| Income and loan amount restrictions apply. Call for details. |
| | | | | 97% Fixed Conventional Financing | | | 97% LTV to $417,000 | | | Term | Rate | Points | APR |
| 30 Year |
7.125% |
0.00% |
7.172% |
| 30 Year |
6.25% |
3.375% |
6.625% |
| 3% down is all that is required for this program!
Call and ask us about this program. |
| | | | | First Front Door Program | | | | | | Term | Rate | Points | APR |
| 30 Year |
6.625% |
0.00% |
6.670% |
| 30 Year |
6.375% |
1.00% |
6.517% |
| This first time homebuyer program is a reduced rate 30 year fixed rate with a forgivable second mortgage of up to $5000. Ask us how to qualify for this great program. |
| | | | | VA Rates | | | | | | Term | Rate | Points | APR |
| 30 Year |
7.00% |
0.00% |
7.298% |
| 30 Year |
6.375% |
2.375% |
6.898% |
| VA Loans are available up to 100% LTV to $417,000.00. |
| | | | | Jumbo Loans | | | | | | Term | Rate | Points | APR |
| 30 Year |
8.50% |
3.25% |
9.142% |
| 30 Year |
8.375% |
3.50% |
9.059% |
| | | | | Construction Loans | | | 95% LTV to $417,000 | | | Term | Rate | Points | APR |
| 30 Year |
7.25% |
0.00% |
7.297% |
| 30 Year |
6.875% |
1.125% |
7.034% |
| 30 Year |
6.625% |
2.375% |
6.907% |
| 30 Year |
6.375% |
3.25% |
6.740% |
| 15 Year |
6.875% |
0.25% |
6.990% |
| 15 Year |
6.125% |
3.00% |
6.683% |
| 7 YR Balloon |
6.625% |
3.00% |
7.284% |
| 7 YR Balloon |
6.50% |
3.25% |
7.206% |
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All APR calculations are based on $75,000 loan amount with 20% down and applicable prepaid finance charges.
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This sheet is for informational purposes only, and is subject to change at anytime.
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