Members 1st Federal Credit Union - Savings and Checking Rates
Savings and Checking Rates
No matter what your income, age or goals, you'll discover a wide variety of savings accounts and programs at Members 1st.
Rates are subject to change without notice.
Withdrawals could reduce the earnings on accounts.
Dividend Rates and Annual Percentage Yields are effective
Thursday, March 18, 2010
Regular Savings |
Minimum Opening
Deposit | Minimum Average Balance to
Earn APY | Annual Percentage
Yield | Dividend Rate |
| $5 |
$50 |
0.30% |
0.30% |
Savings (members under the age of 22) |
Minimum Opening
Deposit | Minimum Average Balance to
Earn APY | Annual Percentage
Yield | Dividend Rate |
| $5 |
$5 |
0.30% |
0.30% |
Kids 1st Club or iMember |
Minimum Opening
Deposit | Minimum Average Balance to
Earn APY | Annual Percentage
Yield | Dividend Rate |
| $5 |
$5 |
0.30% |
0.30% |
Checking |
Minimum Opening
Deposit | Minimum Average Balance to
Earn APY | Annual Percentage
Yield | Dividend Rate |
| $0 |
$2,500 |
0.10% |
0.10% |
Health Savings Account |
Minimum Opening
Deposit | Minimum Average Balance to
Earn APY | Annual Percentage
Yield | Dividend Rate |
| $0 |
$0 |
0.10% |
0.10% |
| $1,000 |
$1,000 |
0.75% |
0.75% |
| $5,000 |
$5,000 |
1.25% |
1.24% |
Money Management Account |
Minimum Opening
Deposit | Minimum Average Balance to
Earn APY | Annual Percentage
Yield | Dividend Rate |
| $0 |
$0 |
0.10% |
0.10% |
| $2,500 |
$2,500 |
0.40% |
0.40% |
| $25,000 |
$25,000 |
0.50% |
0.50% |
| $50,000 |
$50,000 |
0.60% |
0.60% |
| $100,000 |
$100,000 |
0.70% |
0.70% |
| $250,000 |
$250,000 |
0.90% |
0.90% |
Holiday Club or Vacation Club |
Minimum Opening
Deposit | Minimum Average Balance to
Earn APY | Annual Percentage
Yield | Dividend Rate |
| $0 |
$0 |
0.35% |
0.35% |
IRA Savings |
Minimum Opening
Deposit | Minimum Average Balance to
Earn APY | Annual Percentage
Yield | Dividend Rate |
| $0 |
$0 |
0.30% |
0.30% |
| $2,500 |
$2,500 |
0.40% |
0.40% |
| $25,000 |
$25,000 |
0.50% |
0.50% |
| $50,000 |
$50,000 |
0.60% |
0.60% |
| $100,000 |
$100,000 |
0.70% |
0.70% |
| $250,000 |
$250,000 |
0.90% |
0.90% |
Supplemental Savings |
Minimum Opening
Deposit | Minimum Average Balance to
Earn APY | Annual Percentage
Yield | Dividend Rate |
| $0 |
$50 |
0.30% |
0.30% |