The ANNUAL PERCENTAGE RATE is a variable rate.
Rates are subject to change without notice.
Loan rates as low as those listed below
are effective Wednesday, July 23, 2008
Home Equity Line of Credit (HELOC)
Annual Percentage Rate
Daily Periodic Rate
5.00%
.01370%
The Home Equity Line of Credit (HELOC) permits borrowing up to 100% of the available equity in a primary residence (excludes rental properties). The variable rate is adjusted monthly. The rate is the highest Prime Rate published in The Wall Street Journal as of the last business day of the previous month plus a margin. There is no floor rate. Your rate may vary from what is listed and will be determined by your individual credit profile and Loan To Value. APR listed is based on 80% Loan to Value and "A" Credit.
Interest Only Home Equity Line of Credit (HELOC)
Annual Percentage Rate
Daily Periodic Rate
6.00%
.01644%
The Interest Only Home Equity Line of Credit (HELOC) permits borrowing up to 80% of the available equity in a primary residence (excludes rental properties). The variable rate is adjusted monthly. The rate is the highest Prime Rate published in the Wall Street Journal as of the last business day of the previous month plus 1%. There is no floor rate. Your rate may vary from what is listed and will be determined by your individual credit profile and Loan To Value. APR listed is based on 80% Loan to Value and "A" Credit.
Personal Service Loan
Annual Percentage Rate
Daily Periodic Rate
11.00%
.03014%
The Personal Service Loan Annual Percentage Rate (APR) is adjusted monthly. The rate is computed by adding 4.5% to the highest Prime Rate published in The Wall Street Journal as of the last business day of the previous month. The floor rate is 11.00%.
