Educational Loans

Members 1st educational loan programs include:

Credit Union Student Choice Certified Undergraduate Private Education Line of Credit

Higher education becomes more costly each year. Unfortunately, there are often gaps left between a student's aid package and the actual cost of a college education. Members 1st is proud to introduce our new Credit Union Student Choice Partners alternative student loan program. This program has no loan origination fees and can help finance your educational needs that remain after all grants, scholarships, and federal student loan alternatives are used.

• Members 1st Federal Credit Union is the lender.
• Currently available for undergraduate loans only.
• A co-borrower is highly recommended.
• Student must be 18 years of age or older and enrolled more than half-time in a degree-granting program.
• Currently available only for certified schools; private and technical schools are not currently available.
• Terms are 20 years for loans under $40,000 and 25 years for loans over $40,000.
• Minimum loan amount is $1,000 and aggregate maximum is $75,000.
• Repayment begins at the end of the grace period, which is six months after the date of graduation or separation.
• Borrower must be a primary member of the credit union with an account in good standing.

Visit the Credit Union Student Choice Partners Web site today to learn more, access helpful loan resources, or apply online.

Apply for a Credit Union Student Choice Private Loan.

Learn more about this loan.