The Members 1st Federal Credit Union (Mechanicsburg, PA) Web Site is offered to you conditioned on your acceptance without modification of the terms, conditions, and notices contained herein. Your use of the Members 1st Federal CreditUnion Web Site constitutes your agreement to all such terms, conditions, and notices.

Modification of Terms of Use

Members 1st FCU reserves the right to change the terms, conditions, and notices under which the Members 1st FCU Web Site and Online Secured Services are offered. You are responsible for regularly reviewing these terms and conditions and additional terms. Your continued use of the Members 1st FCU Web Site and Online Services constitutes your agreement to all such terms, conditions, and notices.

In no event shall Members 1st FCU be liable for any lost data, use, profits, savings, goodwill, or indirect, incidental, special, consequential, exemplary or punitive damages arising out of or relating to your use or your inability to use information contained in this Web Site. Your sole remedy for any damages related to the use of this Web site or information downloaded from this Web site is to discontinue use of this Web site.

Personal and Non-commercial Use Limitation

Unless otherwise specified, the Members 1st FCU Web Site is for your personal and non-commercial use. You may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any information, software, products or services obtained from the Members 1st FCU site.

Links to Third Party Sites

The Members 1st FCU Web site may contain hyperlinks to other sites created and maintained by other organizations. Members 1st FCU does not regularly review materials posted on these linked sites. Members 1st FCU does not endorse the owners of such linked sites, or the products or materials appearing on such linked sites. Any decision of Web site visitors to view any of the linked Web sites is at their own risk. The linked sites are not under the control of Members 1st FCU and Members 1st FCU is not responsible for the contents of any linked site, including without limitation any link contained in a linked site, or any changes or updates to a linked site.

Members 1st FCU is not responsible for web casting or any other form of transmission received from any Linked Site nor is Members 1st FCU responsible if the Linked Site is not working appropriately. Members 1st FCU is providing these links to you only as a convenience, and the inclusion of any link does not imply endorsement by Members 1st FCU of the site or any association with its operators. You are responsible for viewing and abiding by the privacy statements and terms of use posted at the Linked Sites. Any dealings with third parties (including advertisers) included within the Members 1st FCU Site/Services or participation in promotions, including the delivery of and the payment for goods and services, and any other terms, conditions, warranties or representations associated with such dealings or promotions, are solely between you and the advertiser or other third party. Members 1st FCU shall not be responsible or liable for any part of any such dealings or promotions.

Web site Content

The documents and graphics appearing in this Web site might include technical inaccuracies, typographical errors, and out-of-date information and use of any and all materials contained in this Web site is at your own risk. Content changes are made without notice and are made as timely as possible.

Pop-up Blockers

What are Pop-ups?
Unwanted pop-ups are screens that come up when you're surfing the internet. You go to one page, and an ad opens up on another page. Because they're so common and irritating, pop-up blockers are popular.

When you click on a link to intentionally open a web page in a new window, you are requesting a wanted pop-up. The problem is that most pop-up blockers interfere with wanted and unwanted pop-ups. Pop-up blocking software is very useful for blocking unwanted advertising, but it may also prevent you from viewing the pop-up windows used within members1st.org. For that reason, they should be turned off while you're visiting our Web site. You can always turn the software back on once you have finished.

How do I disable Pop-up Blocking software?
One option is to add http://www.members1st.org to a list of exceptions or allowed sites. Please review your browser's help documentation for further instruction.

You may have more than one pop-up blocking software running on your computer, i.e. through your browser and a toolbar add-on.

Email Security

Please be advised that regular email is not secure. Various parts of our Web site allow you to submit information to us by email. We strongly suggest that you do not provide personal or account information through email or make a request that sensitive and confidential information be emailed to you. We do have multi-layered security checks and balances in place to protect your personal and financial information when using our secure online services.

Receiving Email from Members 1st

In order to ensure that your email notification does not get caught in spam or junk email filters, you need to add our email address to your friends list. Every e-mail system is different please review your email provider's help documentation for instruction.

No Unlawful or Prohibited Use

As a condition of your use of the Members 1st FCU Web Site and Online Secured Services, you will not use the Members 1st FCU Web Site and Online Secured Services for any purpose that is unlawful or prohibited by these terms, conditions, and notices. You may not use the Members 1st FCU Web Site and Online Secured Services in any manner which could damage, disable, overburden, or impair any Members 1st FCU Web Site and Online Secured Services (or the network(s) connected to any Members 1st FCU Web Site and Online Secured Services) or interfere with any other party's use and enjoyment of any Members 1st FCU Web Site and Online Secured Services(s). You may not attempt to gain unauthorized access to any Members 1st FCU Web Site and Online Secured Services, other accounts, computer systems or networks connected to any Members 1st FCU Web Site and Online Secured Services, through hacking, password mining or any other means. You may not obtain or attempt to obtain any materials or information through any means not intentionally made available through the Members 1st FCU Web Site and Online Secured Services.

Your rights to use materials on this Web Site are limited by law. All information on this site is protected by copyright laws of the United States and other countries. Visitors to this Web Site may download a copy of materials on this site to a single computer for personal, non-commercial home use as long as all copyright, trademark or other proprietary notices are included in the material that is downloaded. Visitors to this site are prohibited from reproducing, redistributing, republicizing or retransmitting, any materials posted at this Web Site without the prior written permission of Members 1st Federal Credit Union (Mechanicsburg, PA). You agree with Members 1st FCU that the statutes and laws of the Commonwealth of Pennsylvania, without regard to its conflicts of law principles will apply to all matters regarding use of this Web site. Accessing materials on this Web site from territories where these contents are illegal is prohibited and those who access this Web site do so on their own initiative and are responsible for compliance with local laws. Members 1st FCU makes no representation that materials contained on this Web site are appropriate or available for use in other locations.

Termination/Access Restriction

Members 1st FCU reserves the right, at its sole discretion, to terminate your access to the Members 1st FCU Web Site and Online Secured Services and the related services or any portion thereof at any time, without notice. Other restrictions may apply.

Members 1st FCU may also terminate or suspend your access to Members 1st FCU Web Site and Online Secured Services for inactivity, which is defined as failing to log into a particular service for an extended period of time, as determined by Members 1st FCU. Upon termination of the Members 1st FCU Web Site and Online Secured Services, your right to use the Members 1st FCU Web Site and Online Secured Services immediately ceases.

Copyright and Trademark Notices

All contents of the Members 1st FCU Web Site and Online Secured Services is: 2004 Members 1st FCU. All Rights Reserved and/or its suppliers, 5000 Louise Drive, Mechanicsburg, PA 17055. Any rights not expressly granted herein are reserved.

Your Privacy

Because information is an important part of our business, we understand the importance of the personal information you entrust to us. The following is the privacy statement of Members 1st Federal Credit Union and its affiliated companies that service or have contact with individual members.

Member Privacy Is Important To Us

At Members 1st FCU, we are committed to providing members with the finest products backed by consistent top-quality service. And while information is fundamental to our ability to do this, we fully recognize the importance of keeping members' personal and account information secure.

Our Commitment to Security

Members 1st recognizes how important it is that sensitive information about our members remains confidential. We go to great lengths to safeguard the personal financial information they entrust to us.

We protect member information from unauthorized access, by maintaining physical, electronic and procedural safeguards that comply with federal regulations to guard your non-public personal information. We actively seek to verify the identity of our members through the use of Personal Identification Numbers (PINs) or other information before assisting them.

We are vigilant in the use of fraud protection measures (including keeping members' PINs, social security and/or Tax ID numbers in the strictest of confidence) in order to protect our members' privacy.

We permit only authorized employees, who are trained in the proper handling of member information, to have access to that information. Employees who violate our confidentiality policies are subject to strict disciplinary action.

The Information We Collect

We collect and use member information obtained from applications and account usage, as well as information derived from other sources. This information is used only to the extent needed to conduct our business and to meet our high quality service standards. We only obtain information in accordance with applicable laws and in response to a member's request for any legitimate business purpose(s).

We make every effort to keep member information files complete, up-to-date, and accurate. We regularly tell our members how and where to access their account information to verify its accuracy. When notified of an error, we promptly make the appropriate correction(s).

The Information We Share

We do not disclose any nonpublic personal information about our customers or former customers to anyone, except as permitted by law.

We Respect Members' Personal Privacy

Even though Members 1st Federal Credit Union does not share non-public personal information with non-affiliated companies, we are providing you with the ability to request that you do not receive certain advertising. Presently, members may receive valuable product and service offers from us and/or our well-established affiliates. We carefully develop these offers to meet our standards and to assure that they reach members most likely to take advantage of the opportunity. To do so, we gather information that may indicate financing and investing preferences to create marketing lists.

At any time, you may contact us to remove your name from these direct marketing, telemarketing and email marketing lists. You may mail requests for a non-solicitation form to: Or email us at accountinquiries@members1st.org and include your full name and address. Do not include any personal information such as your account number, social security number, etc.