Open a new Members 1st Visa Credit Card of your choice and receive this great introductory rate for six months on all purchases and balance transfers established at the time of application. Once approved, you can make purchases or transfer your balances from non-Members 1st loans, credit cards or other lines of credit. Your balance transfer(s) may not exceed your available line of credit on your Members 1st Visa Credit Card.*

Don't miss out - a Members 1st Visa Credit Card features

• No balance transfer fees, cash advance fees or other annual fees
• Annual cash-back rebates of up to 1% on purchases on our Classic and Gold cards
• Free online account access to check balances, review statements, initiate payments, and more
• Local services and support from the Members 1st Visa Card Services Center in Mechanicsburg, PA

Questions? Call our Visa Card Services Department at (717) 795-6035 or (800) 283-2328, ext. 6035.

*APR=Annual Percentage Rage. The "discounted" rate will be in effect from the time your new Visa card is opened through 6 consecutive billing cycles afterwards, which will be the promotional period expiration date. Should you default or become delinquent on your Members 1st Visa Credit Card, initiated by the activation of a late fee, we may increase the APR on your promotional balances up to the normally disclosed APRs in existence at that time based on your card product. Effective 10/3/07, the following rates apply: Visa Rate Shaver, 10.25% APR; Visa Classic, 13.75% APR; VISA Gold, 13.25% APR; and Visa Platinum, 12.75% APR. Other restrictions or conditions may apply. You may not pay off your current Members 1st loans by using this balance transfer option. When you apply for your VISA, you agree to all terms and conditions as outlined in our VISA disclosures. Rates and terms are subject to change. May not be combined with other promotional offers.