Members 1st Federal Credit Union - Youth

Youth Club



Learning about financial responsibility is one of the best things our youth can do. Any child, from ages birth to 19, may open a Youth Club account, provided that he or she is eligible for Credit Union membership.

If you are a parent or educator, it's important for you to know what resources are out there to educate your youth about their finances. We offer a comprehensive financial education program that's tailored to meet the needs of today's fast-paced youth. This LIFE program provides in-school educational programs, sponsorships, mentoring programs, scholarships, and much more.

Hap E. Savers

Hap E Savers is a way to get children 12 and under involved in saving money.
  • Designed for kids ages birth through 12.
  • Treasure chest gifts - kids get to choose a gift from our special box of treasures each time they make a $5 deposit into their Hap E. Savers Account.
  • Special newsletters mailed to Club members in March and September.
  • Coloring Contests.

Generation Hap helps teach teens how to save and manage their money.

Generation Hap

  • Designed for our teenage members, ages 13 through 19.
  • Special newsletter mailed to Club members in March and September.
  • Members 1st FCU/Robert P. Regan Undergraduate Scholarships - four $1,000 renewable undergraduate scholarships awarded annually.
  • High School Service and Business Awards.
  • If certain criteria and age requirements are met, Generation Hap members may apply for a Members 1st Debit Card, ATM Card, Really Free Checking Account or a Student VISA Credit Card.

All Youth Club members receive:

  • A membership certificate and membership card.
  • Welcome packet with special gifts.
  • Birthday greetings.
  • Invitations to special events.
  • During the summer months (June-August), theme park and entertainment discount coupons are sometimes available on a first-come, first-served limited basis. Check with your local branch during that timeframe for availability.

How to open a Youth Club account:

  • Call TeleBranch (Though a Youth club account cannot be opened over the phone, a Telebranch representative would be happy to mail the required paperwork to you.)
  • Visit any branch.
  • Club members will be paid the current dividend rate based on their maintaining a $5 minimum account balance.
  • A $5 minimum opening deposit is required.

pdf Membership and Account Agreement / Funds Availability Policy / Electronic Funds Transfer Agreement