Members 1st FCU is now part of the Co-op Network of ATMs
Access over Twenty-Five-Thousand surcharge-free ATMs in the United States Access over Twenty-Five-Thousand surcharge-free ATMs in the United States

Members 1st is now a member of the largest credit union-only ATM network in the country, the CO-OP Network.

CO-OP Network operates more than 25,000 surcharge-free ATMs in the US and Canada at credit union branches, airports, supermarkets and convenience stores. The network also includes 6,000 deposit-taking ATMs.


For CO-OP Network cardholders, air travel no longer means higher-surcharge ATMs traditionally found in airports. CO-OP Network branded ATMs are found in many major U.S. airports and are exclusive at Los Angeles International, Salt Lake City International and Denver International.


Plus, you can find CO-OP ATMs at over 5,500 7-Eleven* locations throughout the U.S. and Canada.

If you are a member and have a Members 1st debit or ATM card, the CO-OP logo will be added to the back of your card at the time it is reissued. In the meantime, you will still enjoy surcharge-free benefits whenever you use your card at a machine with the CO-OP logo.

How do I find a CO-OP ATM?

  • At the ATM: Look for the CO-OP logo on an ATM machine and know that you won't pay a surcharge for your transaction.


  • Online: Visit Important Information: Please be aware that by clicking this link, you will be leaving www.members1st.org and viewing content from another web site. www.co-opfs.org/public/locators/ATMlocator/index.cfm and enter your location to find a CO-OP ATM near you.


  • By phone: Call 888-SITE-COOP for the automated CO-OP Network ATM locator by phone.

For more information on CO-OP and its locations, visit Important Information: Please be aware that by clicking this link, you will be leaving www.members1st.org and viewing content from another web site. www.co-opnetwork.org



*7-ELEVEN® is a registered trademark of 7-Eleven, Inc.