Advantages of Cash Back Credit Cards
A Visa cash back credit card is a great option for qualified applicants. Use the Visa Signature Rewards card to:
Make that purchase today
The Visa Signature Rewards card starts with a $5,000 minimum to finance most immediate purchases.
Build your credit score
Your credit score will grow as you complete low monthly payments.
Repay on your terms
Pay as little as $20 or 2% each month*.
Save on every purchase
You'll earn cash back with every purchase.
Visa Signature Rewards from Members 1st
The Visa Signature Rewards card is a cash back credit card available through Members 1st. Each time you make a purchase using your Visa Signature Rewards card, you'll earn a small refund that adds up over time.
The Visa Signature Rewards card offers 1.5% cash back or 1.5 points on any purchase. If you spend $100 on dinner and a movie, you'll earn $1.50 toward your balance instantly. Spend $1,000 on a new television and earn $15 back right away.
The Visa Signature Rewards card gives you an instant discount on any purchase, making it a great tool for short-term expenses. Repay your balance through your Members 1st account to build your credit score and qualify for a higher credit limit.
- Instant 1.5%* cash back
- Credit lines starting at $5,000
- Low 2%* monthly payments
- Complimentary memberships with Shipt and Skillshare
- Exclusive event presale access through Sofar Sounds
*See Visa Signature Rewards disclosure for more information.
Frequently Asked Questions
You'll qualify for a competitive Annual Percentage Rate (APR) depending on credit worthiness—view current rates here.
The Visa Signature Rewards card has a minimum credit limit of $5,000 and a maximum credit limit of $75,000.
Nope, use your card without annual fees.
If your card is lost or stolen, call (833) 269-2621 to report it to a Card Services expert. Then, you can request a new card for a low $10 fee.
We offer affordable monthly payments as low as $20 or 2% of your balance*.
You can pay your balance using our digital banking tools or at a local Members 1st branch.
Yes, there is a fee for payments that come in more than five days from the due date. The fee for the first offense is up to $27 and rises to $37 for subsequent missed payments over the following six months.
Ready to Apply?
Existing members can apply for a Visa Signature Rewards card online. If you're new to Members 1st, open an account online in just a few quick steps.
Apply Now