Whenever you choose our card, you'll be part of a card program that keeps your bottom line in mind. We service your account locally so you'll always receive prompt attention. Our cards also feature no annual fees and no balance transfer fees.
Optional credit insurance is available for purchase on your account for added protection against involuntary unemployment, illness or related situations.
Our personal VISA credit cards feature online account monitoring and easy payment options.
VISA Platinum Cash Back Credit Card
Our Cash Back redemption program provides you with more options to redeem your rewards any time you desire once you've earned a minimum of $25 in cash back rewards. Your cash back reward balance and earnings will now be printed on your monthly statement and will not expire. Our Platinum Cash Back Credit Card offers more choices for your redemption options including saving for something special, purchasing gift cards and other specials.
*Our Members 1st FCU VISA Platinum Cash Back Rewards card will earn 2.0% cash back on all new qualifying net purchases at eligible grocery merchants and gas merchants. Eligible grocery merchants are classified by standard industry codes (SIC) of 5411 and 5451. Eligible gas merchants are classified by standard industry codes (SIC) of 5541 and 5542. Each quarter (defined as January through March, April through June, July through September, and October through December) there is a limit of a total of $1,500.00 of the 2.0% cash rewards related to gas and grocery purchases. Once the $1,500.00 limitation for that specific quarter is reached, all additional gas and grocery transaction codes will receive the standard 1.0% cash reward only. Members 1st FCU cannot be held liable or responsible for merchants that are not properly identified with these SIC codes which will result in receiving only 1.0% cash rewards. Balance Transfers, Cash Advances, purchasing of money orders or cash equivalents (including ATM advances) are not eligible for cash rewards. Should your account become 90 days or more delinquent or fall out of good standings, any and all accumulated cash rewards may be forfeited. Cash Back Reward redemption options are outlined within our ScoreCard Rewards web site at www.scorecardrewards.com. Minimum redemption amount is $25.00. All cash back rewards are non-expiring.
VISA Platinum Points Credit Card
Earn points for every dollar spent.
With this card, you take your VISA experience to the next level. You'll earn merchandise and travel or hotel reservation points every time with a signature-based transaction. You'll even earn extra bonus points (2X, 3X, 4X or more) at participating online and in-store retailers. Your points don't expire so the more your point balance grows, the more reward options you have available.
VISA Platinum Select Credit Card
If you simply want a low rate VISA Credit Card without any bells or whistles, this is the card to put in your wallet. This card keeps things simple with a low rate.
Design your credit card using your own photo. It's easy to do with our VISA Credit Card Personalization Service(ePix).
Uploaded images must meet these criteria:
File Format: JPG, GIF, PNG, TIFF, or BMP
Image Dimensions: minimum of 480 by 480 pixels
Resolution: minimum of 300 dots-per-inch (DPI) - 600 DPI is recommended for best quality
File Size: cannot exceed 4 megabytes (MB), or 4,000 kilobytes (KB)/p>
General - Use a high quality photo from your digital camera - the better your photo the better your card will look. Low resolution photos, photos that are too small in dimensions, scanned photos, photos that are resized/stretched, and/or very dark or very light photos will not produce a quality card image.
Identity Photos - Must be a photo of the actual cardholder. Use a straight-on full-head image, and zoom in on your face. Do not wear hats or sunglasses or other items that could detract from your clear identity. Use a photo with a light-colored and single-color backdrop for best results.
Custom Logos - If the file format is JPG, GIF, TIFF, or BMP, then the logo background color as indicated by the upper-leftmost pixel will be "knocked out" to allow the card background to show. If the file format is PNG, then no background color knockout occurs and the logo background will be left intact and will overlay the card background. (Note: The Client should also document here additional specifics around acceptable custom logos including allowed dimensions and allowed content.)
To upload an image, the image file must be located on a storage device that is accessible by the personal computer on which you are viewing the Pix Card Designer website.
For any image, you warrant to (Issuer name) that: you are the owner of the image (e.g. it is a photo taken by you) or you have obtained express consent from the image's owner to use the image on your card; and use of the image by (Issuer name) will not infringe any other person's rights, including intellectual property rights, in the image. (Issuer name) may require evidence of the image owner's consent or of your ownership of the image.
An image will be disapproved if it contains any of the following prohibited content. (Issuer Name) or its third party supplier(s) have the sole discretion to approve or disapprove an image based on these criteria and its review process. If your image disapproved due to not meeting these Image Guidelines, we will notify you via e-mail and ask re-submit a new image for consideration.
*NOTE: The foregoing shall not apply to the use of any company image, copyrighted material, branded products/services, including abbreviations, acronyms and/or symbols of any nature, trademarks, personalities or names to the extent legally owned by or licensed to the cardholder.
Call our Card Services experts at (800) 283-2328, ext. 6035.