Our VISA® Debit Card provides another option for ATM transactions and point-of-sale transactions when you don't want to carry cash. This card is the convenient, safe and perfect fee-free companion to our Rewards Checking Account. You can use this card at the ATM or at any point-of-sale location that accepts VISA®. We pay a monthly cash-back rebate when you make qualified transactions. We also offer overdraft protection for point-of-sale transactions so you don't have to worry about those potentially embarrassing moments.

What Are the Requirements For A VISA® Debit Card?

Simply open our Rewards Checking Account and order a debit card.

What Is The Swipe 5® Exclusive Monthly Cash-Back Rebate?

Our exclusive Swipe 5® rebate means that we'll pay you 5-cents per qualifying transaction when you use our debit card at a point-of-sale (ATM transactions or any transaction using your PIN do not qualify).

How Do I Enroll In Overdraft Protection For My Debit Card?

Members who use our home banking service, Members 1st Online, may log in and follow the appropriate link. Members who do not currently use this service may call (800) 237-7288.

Surcharge Free CO-OP ATMs
Surcharge Free CU$ ATMs
Follow this link to find a PLUS ATM near you

Will I Be Charged A Fee To Use Any Of These ATMs?

You may not be charged a surcharge fee, but other fees may apply.  Owners of PLUS ATMs may charge a surcharge fee.

What Are The Daily Withdrawal Limits At An ATM When I Use My VISA® Debit Card?

You may withdraw $1,000 total daily at an ATM

What Are The Daily Point-Of-Sale (POS) Transaction Limits When I Use My VISA® Debit Card At A POS?

You may make a total of $5,000 in POS transactions daily.

You have two options when it comes to ordering your debit card. You may choose from one of our standard pre-selected designs or you may opt to design your own card.

Designing your own debit card is a fun way to show off your photography skills. If you decide to design your own card, you can choose to put your own photo on your card as an added security feature or you may opt to put your favorite photo on the entire front of the card.

Your first personalized debit card is free.  If you decide you want to change your picture later, you can change it whenever you want, as often as you want. Each additional image change that is made prior to your card's expiration date is only $5.

Pre-Selected Standard Card Designs

For additional details about personalizing your debit card, refer to the following:

Frequently Asked Questions About Debit Card Personalization
Photo Upload Guidelines
Terms & Conditions

TeleBranch (Customer Service):  (800) 237-7288
Card Services:  (800) 283-2328, ext. 6035