Student Choice Line of Credit

Credit Union Student Choice Certified Undergraduate Private Education Line of Credit

Financing an undergraduate education becomes more costly each year. Unfortunately, there are often gaps left between a student's aid package and the actual cost of a college education.

With the Credit Union Student Choice Certified Undergraduate Private Education Line of Credit, you can find the financing to help fill in the gaps that remain after you know where you stand with all of your grants, scholarships, and federal student loan alternatives. Our program has no loan origination fees.

What is the Credit Union Student Choice?

It is an innovative student loan organization formed by credit unions from all over the United States.

  • Apply through us and we become your lender
  • Currently available for undergraduate loans only
  • A co-borrower is highly recommended
  • Student must be 18 years of age or older and enrolled more than half-time in a degree-granting program
  • Currently available only for certified schools
  • Terms are 20 years for loans under $40,000 and 25 years for loans over $40,000
  • Minimum loan amount is $1,000 and aggregate maximum is $75,000
  • Repayment begins at the end of the grace period, which is six months after the date of graduation or separation
  • Borrower must be a primary member of our credit union with an account in good standing

Apply for the Credit Union Student Choice Loan

Who Can I Talk To If I Have Questions?

Contact Tiffanie DeVan, our Student Loan Administrator, at (800) 283-2328, ext. 6017 or email devant@members1st.org.

Call (800) 283-2328, ext. 6017

Home Equity Line of Credit

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Home Equity Loan Rates as low as

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VISA Credit Card

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*APR=Annual Percentage Rate   **APY=Annual Percentage Yield