Skip to main content.
We Put Our Members First.

Using Apple Pay™ on Your Apple Watch™

  • Your Apple Watch™ can only be paired with the iPhone 5, 5c, 5s, 6 or 6 plus.
  • The paired iPhone must be running iOS 8.2 or later.
  • The passcode and wrist detection on the Apple Watch™ must be turned on.
  • An iCloud account is required.
  • The Apple Watch™ must be unlocked and connected to a paired iPhone via Bluetooth.
  • The watch is limited to 8 cards, same as the iPhone.
  • Since a unique Apple Pay™ Device Account Number is provisioned to each device, the cardholder needs to perform these steps to set up a Apple Pay™ Device Account Number to their watch, even if they already have a Apple Pay™ Device Account Number provisioned within Passbook.

Preparing Your Apple Watch™ for Payment

  1. Apple Watch™ must be unlocked and on your wrist; enter your passcode on either the watch or paired phone, and be sure that the Apple Watch™ remains unlocked until transaction takes place.
  2. If unlocked, double click the side button on the watch.
  3. The default card image should be displayed. Swipe watch face left or right to select a different card.
  4. Hold the watch face within a few centimeters of the terminal/reader.
  5. The watch will tap and beep to confirm the payment has been sent and a checkmark will appear on the screen.
  6. Additional payment information will be in the Apple Watch™ app on the phone rather than on the watch.

Transaction History

  • Transaction history will be viewable in the watch app, not on the watch itself.

More Information

For more information about using Apple Pay™ with your Apple Watch™, please visit


Certificate Special Offer


Home Equity Freedom


Visa Balance Transfer


*APR=Annual Percentage Rate   **APY=Annual Percentage Yield
Members 1st FCU is committed to providing a website that is accessible to the widest possible audience in accordance with ADA standards and guidelines. We are actively working to increase accessibility and usability of our website to everyone. If you are using a screen reader or other auxiliary aid and are having problems using this website, please contact us at (800) 237-7288. All products and services available on this website are available at all Members 1st branch locations.