We Put Our Members First.

IRA Certificate Account Rates

No matter what your income, age or goals, you'll discover a wide variety of savings accounts and programs at Members 1st.

  • Rates are subject to change without notice.
  • For IRA Savings (Traditional and Roth) and Coverdell ESA the rate may change after the account is opened.
  • Penalty for early withdrawal.
  • Fees could reduce the earnings on accounts.

CERTAIN PRODUCTS AND RATES ARE NOT AVAILABLE FOR PUBLIC FUNDS ACCOUNTS, FINANCIAL INSTITUTIONS, OR OTHER INSTITUTIONAL INVESTORS.

Dividend Rates and Annual Percentage Yields are effective.

Saturday, October 21, 2017

60-Month** - (Minimum Opening Deposit $500)

Minimum Balance to
Earn APY
Annual Percentage
Yield
Dividend Rate
$500 1.40% 1.39%
$50000 1.45% 1.44%
$75000 1.50% 1.49%
$100000 1.55% 1.54%

48-Month Bump Up - (Minimum Opening Deposit $500)

Minimum Balance to
Earn APY
Annual Percentage
Yield
Dividend Rate
$500 0.60% 0.60%

48-Month** - (Minimum Opening Deposit $500)

Minimum Balance to
Earn APY
Annual Percentage
Yield
Dividend Rate
$500 0.70% 0.70%
$50000 0.75% 0.75%
$75000 0.80% 0.80%
$100000 0.85% 0.85%

36-Month** - (Minimum Opening Deposit $500)

Minimum Balance to
Earn APY
Annual Percentage
Yield
Dividend Rate
$500 0.50% 0.50%
$50000 0.55% 0.55%
$75000 0.60% 0.60%
$100000 0.65% 0.65%

30-Month** - (Minimum Opening Deposit $500)

Minimum Balance to
Earn APY
Annual Percentage
Yield
Dividend Rate
$500 0.40% 0.40%
$50000 0.45% 0.45%
$75000 0.50% 0.50%
$100000 0.55% 0.55%

25-Month - (Minimum Opening Deposit $500)

Minimum Balance to
Earn APY
Annual Percentage
Yield
Dividend Rate
$500 1.65% 1.64%

24-Month - (Minimum Opening Deposit $500)

Minimum Balance to
Earn APY
Annual Percentage
Yield
Dividend Rate
$500 0.35% 0.35%
$50000 0.40% 0.40%
$75000 0.45% 0.45%
$100000 0.50% 0.50%

24-Month Bump Up - (Minimum Opening Deposit $500)

Minimum Balance to
Earn APY
Annual Percentage
Yield
Dividend Rate
$500 0.25% 0.25%

18-Month** - (Minimum Opening Deposit $500)

Minimum Balance to
Earn APY
Annual Percentage
Yield
Dividend Rate
$500 0.30% 0.30%
$50000 0.35% 0.35%
$75000 0.40% 0.40%
$100000 0.45% 0.45%

15-Month - (Minimum Opening Deposit $500)

Minimum Balance to
Earn APY
Annual Percentage
Yield
Dividend Rate
$500 1.25% 1.24%

12-Month Bump Up - (Minimum Opening Deposit $500)

Minimum Balance to
Earn APY
Annual Percentage
Yield
Dividend Rate
$500 0.15% 0.15%

12-Month** - (Minimum Opening Deposit $500)

Minimum Balance to
Earn APY
Annual Percentage
Yield
Dividend Rate
$500 0.25% 0.25%
$50000 0.30% 0.30%
$75000 0.35% 0.35%
$100000 0.40% 0.40%

9-Month No Penalty - (Minimum Opening Deposit $5000)

Minimum Balance to
Earn APY
Annual Percentage
Yield
Dividend Rate
$5000 0.20% 0.20%

6-Month** - (Minimum Opening Deposit $500)

Minimum Balance to
Earn APY
Annual Percentage
Yield
Dividend Rate
$500 0.20% 0.20%
$50000 0.25% 0.25%
$75000 0.30% 0.30%
$100000 0.35% 0.35%

3-Month* ** - (Minimum Opening Deposit $500)

Minimum Balance to
Earn APY
Annual Percentage
Yield
Dividend Rate
$500 0.15% 0.15%
$50000 0.20% 0.20%
$75000 0.25% 0.25%
$100000 0.30% 0.30%

IRA Savings (Traditional and Roth) and Coverdell ESA
(Minimum Opening Deposit $0)

Minimum Balance to
Earn APY
Annual Percentage
Yield
Dividend Rate
$0 0.05% 0.05%
$2500 0.10% 0.10%
$25000 0.15% 0.15%
$50000 0.20% 0.20%
$100000 0.25% 0.25%
$250000 0.35% 0.35%

*Paid at maturity      **Coverdell Education Savings Account (ESA) Certificate available

CERTAIN PRODUCTS AND RATES ARE NOT AVAILABLE FOR PUBLIC FUNDS ACCOUNTS, FINANCIAL INSTITUTIONS, OR OTHER INSTITUTIONAL INVESTORS.

TeleBranch (Customer Service):
(800) 237-7288

 

Certificate Special Offer

APY*

Home Equity Loan

APR*

VISA Balance Transfer

APR*

*APR=Annual Percentage Rate   **APY=Annual Percentage Yield