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Personal Loan Rates

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All rates are expressed as ANNUAL PERCENTAGE RATES. Rates are subject to change without notice.

Loan rates as low as those listed below are effective.

Saturday, October 21, 2017

Personal Line of Credit

Annual Percentage RateDaily Periodic Rate
 9.25% .02534
You may estimate your payment by taking your loan balance at the time of your last advance and multiplying that by 1.5%. Your payment will not adjust until you take a new advance.

The Personal Line Of Credit Annual Percentage Rate(APR) is adjusted monthly. The rate is the highest Prime Rate published in The Wall Street Journal as of the last business day of the previous month plus a margin. There is no floor rate. Your rate may vary from what is listed and will be determined by your individual credit profile . APR listed is based on "A+" credit.

Shares/Certificate Pledged

Product Description
The Shares Pledged rate is adjusted monthly and computed by adding 2.5% to the regular savings account dividend rate. The Certificate Pledged rate is computed by adding 2.5% to the pledged Certificate dividend rate and the term may not exceed the Certificate maturity date.

Signature <$25,000

TermAPR 
12 Months 9.89% Estimate Payment
For example a $5000 Signature loan with a 12 month term at 9.89% APR, the sample estimated monthly payment may be $439.32.
24 Months 9.89% Estimate Payment
For example a $5000 Signature loan with a 24 month term at 9.89% APR, the sample estimated monthly payment may be $230.47.
36 Months 9.89% Estimate Payment
For example a $5000 Signature loan with a 36 month term at 9.89% APR, the sample estimated monthly payment may be $161.08.
48 Months 10.24% Estimate Payment
For example a $5000 Signature loan with a 48 month term at 10.24% APR, the sample estimated monthly payment may be $127.39.
60 Months 10.49% Estimate Payment
For example a $5000 Signature loan with a 60 month term at 10.49% APR, the sample estimated monthly payment may be $107.44.

Signature Loan =>$25,000

TermAPR 
12 Months 7.49% Estimate Payment
For example a $25001 Signature Loan =>$25,000 with a 12 month term at 7.49% APR, the sample estimated monthly payment may be $2168.91.
24 Months 7.49% Estimate Payment
For example a $25001 Signature Loan =>$25,000 with a 24 month term at 7.49% APR, the sample estimated monthly payment may be $1124.92.
36 Months 7.49% Estimate Payment
For example a $25001 Signature Loan =>$25,000 with a 36 month term at 7.49% APR, the sample estimated monthly payment may be $777.57.
48 Months 7.49% Estimate Payment
For example a $25001 Signature Loan =>$25,000 with a 48 month term at 7.49% APR, the sample estimated monthly payment may be $604.38.
60 Months 7.49% Estimate Payment
For example a $25001 Signature Loan =>$25,000 with a 60 month term at 7.49% APR, the sample estimated monthly payment may be $500.85.
84 Months 8.49% Estimate Payment
For example a $25001 Signature Loan =>$25,000 with a 84 month term at 8.49% APR, the sample estimated monthly payment may be $395.8.
120 Months 8.49% Estimate Payment
For example a $25001 Signature Loan =>$25,000 with a 120 month term at 8.49% APR, the sample estimated monthly payment may be $309.84.
180 Months 9.49% Estimate Payment
For example a $25001 Signature Loan =>$25,000 with a 180 month term at 9.49% APR, the sample estimated monthly payment may be $260.92.

• Available terms may be restricted by loan amount and/or credit score.

Certificate Special Offer

APY*

Home Equity Loan

APR*

VISA Balance Transfer

APR*

*APR=Annual Percentage Rate   **APY=Annual Percentage Yield