We Put Our Members First.

Savings and Checking Rates

No matter what your income, age or goals, you'll discover a wide variety of savings accounts and programs at Members 1st.

  • Rates are subject to change without notice.
  • Rate may change after account is open.
  • Fees could reduce the earnings on accounts.

Dividend Rates and Annual Percentage Yields are effective.

Saturday, October 21, 2017

Regular Savings
(Minimum Opening Deposit $5)

Minimum Average Balance to
Earn APY
Annual Percentage
Yield
Dividend Rate
$50 0.10% 0.10%

Savings (members under the age of 22)
(Minimum Opening Deposit $5)

Minimum Average Balance to
Earn APY
Annual Percentage
Yield
Dividend Rate
$5 0.10% 0.10%

Kids 1st Club or iMember
(Minimum Opening Deposit $5)

Minimum Average Balance to
Earn APY
Annual Percentage
Yield
Dividend Rate
$5 0.10% 0.10%

Checking
(Minimum Opening Deposit $0)

Minimum Average Balance to
Earn APY
Annual Percentage
Yield
Dividend Rate
$2500 0.05% 0.05%

Health Savings Account
(Minimum Opening Deposit $0)

Balance to Earn APYAnnual Percentage
Yield
Dividend Rate
$0 0.05% 0.05%
$1000 0.05% 0.05%
$5000 0.10% 0.10%

Money Management Account
(Minimum Opening Deposit $0)

Balance to Earn APYAnnual Percentage
Yield
Dividend Rate
$0 0.05% 0.05%
$2500 0.10% 0.10%
$25000 0.15% 0.15%
$50000 0.20% 0.20%
$100000 0.25% 0.25%
$250000 0.35% 0.35%

Holiday Club or Vacation Club
(Minimum Opening Deposit $0)

Balance to Earn APYAnnual Percentage
Yield
Dividend Rate
$0 0.15% 0.15%

IRA Savings (Traditional and Roth) and Coverdell ESA
(Minimum Opening Deposit $0)

Balance to Earn APYAnnual Percentage
Yield
Dividend Rate
$0 0.05% 0.05%
$2500 0.10% 0.10%
$25000 0.15% 0.15%
$50000 0.20% 0.20%
$100000 0.25% 0.25%
$250000 0.35% 0.35%

Supplemental Savings
(Minimum Opening Deposit $0)

Minimum Average Balance to
Earn APY
Annual Percentage
Yield
Dividend Rate
$50 0.10% 0.10%
TeleBranch (Customer Service):
(800) 237-7288

 

Certificate Special Offer

APY*

Home Equity Loan

APR*

VISA Balance Transfer

APR*

*APR=Annual Percentage Rate   **APY=Annual Percentage Yield