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We Put Our Members First.

Becoming a Member

Become a Member Now!

To become a member, whether online or in-person, you need to have an affiliation with us. That can be accomplished in several ways, including:

  • Where you work (employer)
  • School
  • Your religious affiliations
  • Membership in certain organizations
  • Family members who are current members (Fraternities, sororities, apartment or condominium complexes do not qualify.)

Once you’re a member, you can open checking and savings accounts, apply for loans and use other credit union resources.

The account opening process should take approximately 10-15 minutes to complete. All owners must be a U.S. Citizen or Permanent Resident to apply. In order to make the application process as easy as possible, please have the following information readily available for yourself and any other joint owners:

  • Valid Identification* (Driver's License, State or Government issued ID, U.S. Passport, Permanent Residency Card**)
  • Valid United States Social Security Number
  • Current physical address
  • Date of Birth

*Not required for minors
**Second form of valid identification required

A $5.00 minimum opening deposit in a Regular Savings Account is required for all account owners. This remains your money and is not considered a fee. You may fund your initial opening deposit using a check, cash, credit card or you may have the funds transferred from another financial institution.

Become a Member Now!


Certificate Special Offer


Home Equity Freedom


Visa Balance Transfer


*APR=Annual Percentage Rate   **APY=Annual Percentage Yield
Members 1st FCU is committed to providing a website that is accessible to the widest possible audience in accordance with ADA standards and guidelines. We are actively working to increase accessibility and usability of our website to everyone. If you are using a screen reader or other auxiliary aid and are having problems using this website, please contact us at (800) 237-7288. All products and services available on this website are available at all Members 1st branch locations.