Helpful Hints to Switch Your Checking Account
Helpful Hints To Switch Your Checking Account
It's easy to open your initial savings account and become a member. It's another thing to have to switch your checking account, direct deposit, automatic bill payment and so on. Follow the guidelines below for a smooth free transition.
While you are transitioning to your new checking account, we suggest that you do not close your current checking account until all automatic withdrawals and deposits have successfully cleared and have been posted to your new account.
Open Your New Checking Account
- You may open your account at any branch or online.
- Please remember to bring a valid photo ID (such as a driver's license) if you are opening your account at a branch.
- Ask about overdraft protection and our free VISA Debit Card.
How To Switch Your Direct Deposit(s) And Automatic Withdrawals
- Review your current checking account and make a list of all of your direct deposit activity and automatic withdrawals including: mortgage/rent, insurance premiums, cell phone, EZ Pass, loan payments, etc.
- Refer to the following form(s) that apply/applies to you:
- Change Payroll Direct Deposit - Complete this form and return it to your employer's payroll department.
- Change Social Security
- Change Automatic Withdrawals
How To Close Your Existing Checking Account
To avoid being charged any non-sufficient fund fees, we suggest that you wait a month or two to close your existing checking account. This will ensure that all of your automatic withdrawals and direct deposits have successfully transferred and that all of your outstanding checks have cleared.
Destroy all old checks, ATM/Debit Cards and deposit slips associated with your old account.
Close Checking Account Form - Send this form to your current financial institution to close your existing account.