Skip to main content.
We Put Our Members First.

Helpful Hints to Switch Your Checking Account

Open Your Personal Account Today!

Helpful Hints To Switch Your Checking Account

It's easy to open your initial savings account and become a member. It's another thing to have to switch your checking account, direct deposit, automatic bill payment and so on. Follow the guidelines below for a smooth free transition.

While you are transitioning to your new checking account, we suggest that you do not close your current checking account until all automatic withdrawals and deposits have successfully cleared and have been posted to your new account.

Open Your New Checking Account

  • You may open your account at any branch or online.
  • Please remember to bring a valid photo ID (such as a driver's license) if you are opening your account at a branch.
  • Ask about overdraft protection and our free Visa Debit Card.

How To Switch Your Direct Deposit(s) And Automatic Withdrawals

  • Review your current checking account and make a list of all of your direct deposit activity and automatic withdrawals including: mortgage/rent, insurance premiums, cell phone, EZ Pass, loan payments, etc.
  • Refer to the following form(s) that apply/applies to you:
  • Change Payroll Direct Deposit - Complete this form and return it to your employer's payroll department.
  • Change Social Security
  • Change Automatic Withdrawals

How To Close Your Existing Checking Account

To avoid being charged any non-sufficient fund fees, we suggest that you wait a month or two to close your existing checking account. This will ensure that all of your automatic withdrawals and direct deposits have successfully transferred and that all of your outstanding checks have cleared.

Destroy all old checks, ATM/Debit Cards and deposit slips associated with your old account.

Close Checking Account Form - Send this form to your current financial institution to close your existing account.

Who Can I Talk To If I Have A Question?

Contact one of our membership experts at (800) 237-7288 or email Account and Transaction Inquiries.

Certificate Special Offer


Home Equity Freedom


Visa Balance Transfer


*APR=Annual Percentage Rate   **APY=Annual Percentage Yield
Members 1st FCU is committed to providing a website that is accessible to the widest possible audience in accordance with ADA standards and guidelines. We are actively working to increase accessibility and usability of our website to everyone. If you are using a screen reader or other auxiliary aid and are having problems using this website, please contact us at (800) 237-7288. All products and services available on this website are available at all Members 1st branch locations.