By offering you two different checking options, we empower you to choose what works best for your banking preferences. If you prefer to go green and receive eStatements and eNotices, our free checking account is the perfect fit for you!
|Free Checking||Rewards Checking|
|No minimum balance||No minimum balance|
|Earn monthly dividends with a $2,500 or more balance||Earn monthly dividends with a $2,500 or more balance|
|No statement fees||$1 fee per statement|
|Online and mobile account access||Online and mobile account access|
|Earn cash back when using our VISA® Debit Card||Earn cash back when using our VISA® Debit Card|
|Overdraft Protection, Courtesy Pay & Extra Courtesy Pay available||Overdraft Protection, Courtesy Pay & Extra Courtesy Pay available|
|Free Bill Pay with at least one ACH or direct deposit of $200 or more during the current calendar month.|
|Enrollment in eStatements/eNotices required|
Our VISA® Debit Card Offers Cash Back!
Our VISA® Debit Card is the perfect companion to our Checking Account. For every qualified non-ATM signature based transaction, we'll pay you 5-cents every time you use your card. That means every time you use your card as "credit" at a point-of-sale location or online, you'll earn cash back. Rebates are posted to your Checking Account monthly.
How old do I have to be to have a checking account?
You may have a checking account at age 13 providing a parent or guardian is on your account. At age 18, you may have an account on your own.
How do I order checks?
If you have ordered checks previously, please login to online banking and select the “Services” tab, then click the “Order Now” box. Follow the prompts to order your checks for the account chosen.
What are Overdraft Protection, Courtesy Pay & Extra Courtesy Pay?
Overdraft Protection is a fee-free service that allows funds to automatically be transferred from other Members 1st products to cover any overdrafts in your checking account.
Courtesy Pay is an additional service that can help you avoid the embarrassment and inconvenience of returned items. The types of transactions covered by Courtesy Pay are: Check, ACH debit, bill pay and recurring debit transactions.
Extra Courtesy Pay for ATM and debit card purchases, you must request for us to cover and pay those items.
Click here for detailed information about Overdraft Protection & Courtesy Pay.
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