Members 1st Online
This is our free online banking system which gives you 24/7 access to managing your finances.
This service allows users to:
- View account summaries or account detail.
- Set up email alerts tailored to specific account needs.
- Open various savings accounts.
- Apply for consumer loans and our VISA® Credit Card.
- Make transfers within own account, to another member's account (Cross Account Transfers), or to an account at another financial institution (EZ Transfer).* Click here for instructions to setup an External Transfer.
- Pay loan(s) and VISA® Credit Card.
- Reorder checks.
- View your cleared checks, ATM and Debit transactions.
- Update your address, email address, phone number and other profile information.
- Access, view and print your electronic statements and electronic notices.***
- View and print your tax reporting forms regarding dividends earned or mortgage interest paid.
- Manage your VISA® Credit Card account.
- Access Bill Pay.**
- Quarterly FICO score.
Whether buying a home, car or other significant purchase requiring credit the FICO score is what lenders use to determine their risk when extending credit to consumers. FICO is used by 90% of top lenders to determine credit risk. We offer our members the ability to view their scores through Online Banking.
Here are a few things to keep in mind.
- Members under the age of 18 will not receive a score.
- Business Accounts will not have a score.
- Score is based on the individual logged into online banking.
- Scores are provided by TransUnion on a quarterly basis.
- New members who join after FICO scores are posted will not have a FICO score until the next quarter.
How to access your FICO Score:
- Login to your Online Banking account.
- Go to main menu and select FICO Score.
*Subject to our Funds Availability Policy and Electronic Funds Transfer Agreement and Fee Schedule. Ask for details.
**This service requires a Rewards Checking Account. Nominal monthly fee may be assessed. Ask for details.
***Ask for details.