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Auto & Motorcycle

Click to view our list of participating dealers.
(subject to change without notice)

Consumer Loans - Vehicle and Motorcycle Loans

Whether it's a new or used car, truck or bike, we can finance your wheels. Our terms and rates fit all budgets and repaying your loan without any pre-payment penalties is easy. Your fixed rate loan rate may vary from what is advertised on our rate sheet as your interest rate will be based on your credit history and current credit report. With Member Loyalty Rewards, you could qualify for a discounted rate.

Pre-Approved Car/Motorcycle Shopper Loan

Shop for your car, truck or motorcycle with realistic expectations using our Pre-Approved Shopper Loan. Apply for your loan before you shop so you know what you can afford. Rates based on model year. Lock in your rate for 30 days until you make a decision.

New Vehicle Loan

We'll finance up to 100% of the sale price with terms ranging up to 84 months.

Used Vehicle Loan

Brand new vehicle not in the stars? No problem. We'll finance your used vehicle with terms up to 84 months.

On The Spot Dealership Auto Loans

With the convenience of applying for your loan right at any participating dealership, you can enjoy one stop shopping.

Refinance Your Existing Car Loan

Refinance a vehicle loan that you have from another financial institution. Your rate will be our current rate and determined by the product term and year, individual credit profile. The term is the remaining term on the refinanced loan with no more than a 6-month extension. Certain restrictions may apply.

Motorcycle Loans

If you enjoy the thrill of riding two wheels, then we can help you live that dream. We offer pre-approved shopper loans for new and used motorcycles. We'll finance new motorcycles up to 84 months and used motorcycles up to 72 months.

Invest in America

Join thousands of credit union members who are saving money on their auto purchases. Learn how through Invest In America.

InvestInAmerica

What Do I Do If My Vehicle Is Stolen Or Totaled And I Have A Remaining Balance On My Loan?

Your insurance settlement may not cover what you still need to pay. Your insurance settlement will be based on the vehicle's actual cash value, not the outstanding loan balance. This creates a deficiency balance or gap and could mean a hefty out of pocket expense for you.

We offer Guaranteed Asset Protection as an option for you. GAP benefits include:

  • Our underwriters have extensive experience and are known for their financial strength, stability and responsive claims handling.
  • Easy enrollment with coverage beginning immediately.
  • Coverage available for a variety of new and used vehicle types.
  • Up to $1,000 of your primary insurance carrier's deductible may be covered as part of the deficiency balance.
  • Receive an additional $1,000 towards the purchase of a replacement vehicle financed through us.

For more detailed information click here.

Do You Offer Any Kind Of Coverage To Protect My Credit?

Member Value Protection is an optional coverage you can elect to have when you apply for your loan. It gives you the peace of mind of knowing that your monthly loan payments will be cancelled in the event of death, disability or involuntary unemployment. Your consumer loan payment will be cancelled without penalty, added interest, or being reported as delinquent to the credit bureau. This program offers you several different options, giving you the flexibility to pick the package that's right for you. Each option has specific eligibility requirements and a different range of benefits. Ask for details.

For more detailed information click here.