Home Equity Loans & Lines of Credit

Use your home´s available equity to help you with expenses such as home improvements, paying for college, buying a new car or any other need.

Our terms and rates fit all budgets and we make repaying easy - without any pre-payment penalties. Your fixed rate loan rate may vary from what is advertised on our rate sheet as your interest rate will be based on your credit history and current credit report. With Member Loyalty Rewards, you could qualify for a discounted rate.

Home Equity Loan

  • Borrow up to 100% of your home´s equity.
  • Up to 20-year terms.
  • Low fixed rates.

Check Home Equity Rates


Interest Only - Home Equity Line of Credit

  • Borrow up to 100% of your home´s equity (excludes rental properties).
  • Interest only variable loan rate.
  • May be used as an overdraft protection source.

Unimproved Land Loan

If you are looking to build a new home, we can help you finance your land purchase.

Are you new to the home buying process? Thinking of building a house and aren´t sure where to start? Consider attending one of our free Home Construction Loan Seminars or First Time Home Buyer Seminars.

Do You Offer Any Kind Of Coverage To Protect My Credit?

Member Value Protection is an optional coverage you can elect to have when you apply for your loan. It gives you the peace of mind of knowing that your monthly loan payments will be cancelled in the event of death, disability or involuntary unemployment. Your consumer loan payment will be cancelled without penalty, added interest, or being reported as delinquent to the credit bureau. This program offers you several different options, giving you the flexibility to pick the package that's right for you. Each option has specific eligibility requirements and a different range of benefits.

For more detailed information click here.

Certificate Special Offer

APY*

Home Equity Loan

APR*

VISA Balance Transfer

APR*

*APR=Annual Percentage Rate   **APY=Annual Percentage Yield