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Lease Payoff

Your vehicle lease is about to end? You have three options available to you.

Option 1: Trade-In

Prior to the end of your lease term, you can trade in your vehicle for a new one at the dealership of your choice. The dealership is purchasing the vehicle from Members 1st Federal Credit Union. You should receive documentation from the dealer that the vehicle was traded and that they will be paying off your lease balance with Members 1st.

Option 2: Purchase

You can purchase your vehicle with a one-time payment or a new auto loan, APPLY ONLINE. Lease payoffs or purchase amounts can be obtained by contacting the Members 1st Loan Center at (800) 283-2328, ext. 6040. When taking ownership of the vehicle, Members 1st will forward your title to the address listed on your account. You are responsible for transferring the title into your name, title transfer, notary fee, licensing fees, and state sales tax that may also be due based on your state of residency.

For online payoff payment, please select the "Transfer today’s payoff now" link in the payoff screen to automatically withdraw the payoff amount from one of your share accounts.

For mail in payoff payments, please direct your payoff checks to:

Indirect Lending Department
5000 Louise Drive, P. O. Box 40
Mechanicsburg, PA 17055

Please provide member name and account number along with the loan ID number that is to be paid off.

Option 3: Turn-in the Vehicle

At lease-end, you can return your vehicle. Credit Union Leasing of America will begin communications with you 90 days before your lease termination date. You are able to reach Credit Union Leasing of America at (800) 878-5400, for guidance on the steps and possible costs associated with returning your vehicle.

To talk to one of our loan experts, call us at (800) 283-2328, ext. 6040. All hours are Eastern Standard Time.

Loan Center Hours
Monday - Wednesday: 8:00 am - 5:00 pm
Thursday: 8:00 am - 6:00 pm
Friday: 8:00 am - 7:00 pm
Saturday: 8:30 am - 2:00 pm

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