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Student Loan Refinance

Financing a college education becomes more costly each year. Unfortunately there are often gaps left between a student’s aid package and the actual cost of a college education. By partnering with Credit Union Student Choice, Members 1st is able to offer student loans that fit your needs with no origination fees.

Credit Union Student Choice (CUSC), is an innovative student lending organization formed by credit unions from all over the United States. When you apply for a Members 1st Federal Credit Union Student Choice loan we become your lender and that makes you eligible for all of the other products and services offered at Members 1st.

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Student Loan Refinance

  • Borrower must be 18 years of age or older
  • Student must be a primary member of our credit union with an account in good standing.
  • Proof of graduation is required
  • Lender payoff statements required
  • Borrow up to $200,000
  • Variable and fixed interest rates available
  • Interest Rate based on loan term and credit score
  • 0.25% rate reduction for automatic payments
  • Choose from 3 available loan terms:
    • 60 months
    • 120 months
    • 180 months – Only available when selecting Full Principal and Interest Payments
  • Cosigner release option after borrower makes 36 consecutive on-time monthly payments beginning after graduation (subject to credit and underwriting approval).