Personal Loan Rates

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All rates are expressed as ANNUAL PERCENTAGE RATES. Rates are subject to change without notice. Loan rates as low as those listed below are effective.

Sunday, September 27, 2020

Personal Line Of Credit

Annual Percentage RateDaily Periodic Rate
8.25 %0.02260
You may estimate your payment by taking your loan balance at the time of your last advance and multiplying that by 1.5%. Your payment will not adjust until you take a new advance.

The Personal Line Of Credit Annual Percentage Rate(APR) is adjusted monthly. The rate is the highest Prime Rate published in The Wall Street Journal as of the last business day of the previous month plus a margin. There is no floor rate. Your rate may vary from what is listed and will be determined by your individual credit profile . APR listed is based on "A+" credit.

Shares/Certificate Pledged

Product Description
The Shares Pledged rate is adjusted monthly and computed by adding 2.5% to the regular savings account dividend rate. The Certificate Pledged rate is computed by adding 2.5% to the pledged Certificate dividend rate and the term may not exceed the Certificate maturity date.

Personal Loan <$25,000

TermAPR
12 Months9.89 %ESTIMATE PAYMENT
24 Months9.89 %ESTIMATE PAYMENT
36 Months9.89 %ESTIMATE PAYMENT
48 Months10.24 %ESTIMATE PAYMENT
60 Months10.49 %ESTIMATE PAYMENT

Personal Loan =>$25,000

TermAPR
12 Months7.49 %ESTIMATE PAYMENT
24 Months7.49 %ESTIMATE PAYMENT
36 Months7.49 %ESTIMATE PAYMENT
48 Months7.49 %ESTIMATE PAYMENT
60 Months7.49 %ESTIMATE PAYMENT
84 months8.49 %ESTIMATE PAYMENT
120 months8.49 %ESTIMATE PAYMENT
180 months9.49 %ESTIMATE PAYMENT

Available terms may be restricted by loan amount and/or credit score.

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