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Instead of driving to one of our branches, you can easily deposit your checks using our mobile app. Stimulus payments, payroll checks, holiday gifts—you name it! It's fast, secure and best of all, it's available 24/7 from the comfort of your own home.
Have a check you need to deposit but can't make it to a branch? No problem. With mobile deposit, you can deposit your checks from your phone anywhere, anytime. You can even make loan payments with mobile deposit. No envelope or deposit slip required, either! Plus, with mobile deposit, we're able to provide you with a greater availability of funds than our ATM machines can.
How do I enroll in Mobile Deposit?
You may enroll in one of two ways:
In the Mobile App – navigate into an account and click the "deposit check" button.
From a desktop computer – log in to online banking, navigate into an account, click the services tab, and click on the mobile deposit tile.
What types of checks can I deposit?
This service is for single party domestic checks payable to the owner(s) of the account. An example would be a check written to you for a wedding, birthday or graduation gift or check(s) you collected because you sold some goods (example school fundraiser or similar). But it's not just limited to personal checks, mobile deposit works for stimulus payments and payroll checks, too.
You may not use this service to deposit foreign checks drawn on a foreign bank; money orders; or checks payable to an individual not on the account.
What is an appropriate endorsement for Mobile Deposit?
An appropriate endorsement is considered to have a payee signature on the first line on the back of the check, and the handwritten words "For Mobile Deposit Only at M1st FCU" on the second line directly below the signature. Pre-printed text or pre-printed text with a checkbox is not acceptable.
You can open your account online in just a few minutes. Or if you like, stop by any of our branch locations and we can do it for you.
All electronic services and transactions are subject to the terms and conditions of Members 1st FCU's Funds Availability Policy and Electronic Funds Transfer Agreement and fee schedule as provided to you when you opened your account.
