Borrowing for life's moments and milestones
Support along the way
Have questions? Good thing you have MyConcierge™. Half personal sidekick, half financial wizard, your concierge knows money management like the back of their hand. Best of all, they're always ready to help.
Discounts for loyal members
When we see a chance to give back to our members, we take it. Our Loyalty Rewards Program allows us to provide discounted rates for all qualifying members.
Online tools and support
Borrowing money shouldn't be confusing. So we'll guide you through the details and help you get started with tools that keep things simple, like the option to "set and forget" recurring payments online.
No prepayment penalties
Want to pay off your loan ahead of schedule? That's awesome. We'll never penalize you for paying early.
Before you borrow
Qualifying for a loan depends on several factors. Your credit history, income stability and ability to repay are among the factors considered. Requesting a loan or Visa credit card online or by phone takes minutes, and there are no fees to apply.
No documents are needed to apply for a loan. Once your application is received, we may ask for additional supporting documentation to finalize your loan, such as proof of income.
Many loan decisions are provided quickly. Larger, more complex loans may take longer. We strive to provide all lending decisions as quickly as possible.
When life throws the unexpected at you, it can wreak havoc on your finances. We have options available to you to help relieve the financial stress and worry related to making loan payments in the event of your death, disability, or involuntary unemployment.
Let's Get Started
Open an account
Opening a Members 1st savings account is quick and easy. Already a member? Great! Move onto step number two.
Apply for your loan
Whatever your needs may be, we have you covered. Whether you are buying your first car or your first home, we have a loan for that.
Getting Ready for Life's Moments and Milestones
Hit the Road
Hear that? It’s the open road calling. Here’s how to get an auto loan quicker and smarter.Get Started
Off to College
Welcome to the start of a new beginning! Here's how to avoid student loans and make the most of saving for college.Get Started
Buying a House
Your home will likely be the biggest investment you ever make. Here’s everything you need to know—and who to talk to if you’d like some personalized guidance.Get Started
Save for big plans—a little at a time. With great rates and powerful in-app tools, it’s never been easier to set (and achieve) your long-term goals.Get Started
Visa Signature® Card
Get 1.5% cash back (or 1.5 points) on every dollar you spend. On top of that, you get emergency medical coverage, trip interruption insurance, and Visa Signature Concierge Service—all with no annual fee.Get Started