Pay your way
Take control of your spending
Financial health starts with understanding your spending. We set out to make it easier than ever.
Powerful mobile tools
Our mobile app lets you check your balance, transfer money, deposit a check, and more.
Free online bill pay
Still paying your monthly bills the old-fashioned way? With online bill pay, you can set and forget recurring payments—no postage required.
Contactless debit cards
We offer contactless debit cards to our members for an extra layer of security and convenience when making purchases.
Skip the fees. Save the trees.
If you choose eStatements and eNotices, you won't be charged any statement fees. If you prefer paper statements, we charge just $2 per statement.
If you suspect fraudulent activity on your account or have other account concerns, please call Customer Service at (800) 237-7288 or visit a branch. We can help you close your existing account and open a new account for your protection.
Members can avoid paying a surcharge by using a CO-OP ATM or a CU$ ATM. You won't be charged a surcharge at these ATMs. CO-OP and CU$ ATMs are located throughout the United States.
We don't charge members a fee for using our ATMs. You may be charged a surcharge fee from the financial institution or business that owns the ATM. Your Member Loyalty Rewards level determines the number of free monthly transactions you may have when using a non-Members 1st ATM, known as a "foreign" ATM. ATM transactions count towards the monthly allowance and include withdrawals, transfers, and balance inquiries performed at foreign ATM machines. Deposits made through a foreign ATM will not be counted towards the free monthly transaction allowance. Every ATM must advise if a surcharge fee is applicable.
Please note that other fees may be associated with ATM withdrawals and inquiries that exceed three per month on non-Members 1st ATM and on returned unpaid ATM deposits.
You are eligible for a checking account at the age of 13. To qualify, you need to open an account and meet the criteria as outlined in our Membership and Account Agreement.
Getting Ready for Life's Moments and Milestones
Visa Signature® Card
Get 1.5% cash back (or 1.5 points) on every dollar you spend. On top of that, you get emergency medical coverage, trip interruption insurance, and Visa Signature Concierge Service—all with no annual fee.Get Started
Off to College
Welcome to the start of a new beginning! Here's how to avoid student loans and make the most of saving for college.Get Started
Buying a House
Your home will likely be the biggest investment you ever make. Here’s everything you need to know—and who to talk to if you’d like some personalized guidance.Get Started
Hit the Road
Hear that? It’s the open road calling. Here’s how to get an auto loan quicker and smarter.Get Started