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More than just great rates
With a student loan through Members 1st, you get access to an unrivaled offering of tools and benefits.
Have questions? You can always talk to MyConcierge™. Half personal sidekick, half financial wizard, they know money management like the back of their hand. Best of all, they're here whenever you need them.
No prepayment penalties
Want to pay off your student loan ahead of schedule? That’s awesome! We'll never penalize you for paying early.
Save with autopay
Setting up automatic electronic payments gets you a 0.25% discount on every payment you make. And while that might not sound like much, it can add up to serious savings over the life of your loan.
Online tools and support
We've made managing your account super simple, with mobile tools and online resources that take the guesswork out of student loans.
The main purpose of the Free Application for Federal Student Aid (FAFSA®) is to determine the Expected Family Contribution (EFC) for the student. In other words, your family's income—as well as your own—play major roles in how much financial aid you receive. As a general rule, the more money you and your family make, the less financial aid you'll receive.
Yes. Not all universities are eligible for federal and state aid. Additionally, the cost of education plays a major role in determining the amount of aid that you'll receive. For example, you might receive more aid at a school that costs $30,000 per year than a school that costs $12,000 per year.
Start looking for scholarships at least a year before your first semester and continue until you have graduated. FAFSA® should be completed as early as October 1st. See the following link for a more detailed timeline. http://www.pheaa.org/partner-access/toolkit-downloads/fin-aid/pdf/Timeline.pdf
Good news: you probably can. Financial aid is available to eligible students who are attending eligible post-secondary education institutions. Check with the financial aid office at the school(s) you are interested in to find out which types of aid each school offers.
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