Tiered Annual Percentage Yield (APY) means the more you save, the more you earn. While most money market accounts have high deposit or opening balance requirements, our money market account has no minimum balance, no minimum opening deposit, and no monthly fees.
Saving money takes self-control—and it gets a lot easier when you've got a goal worth saving for. Goal Savings accounts help you visualize your target, track your progress, and manage it all in our mobile app.
Set up to 5 Goal Savings accounts, each with a customizable goal.
No minimum opening deposit or balance
No early withdrawal fees
No maturity date—you choose when to spend your savings
Rushing around and buying gifts all at once can be stressful. Holiday club accounts help you put away money throughout the year, and the funds you've saved automatically transfer into your regular savings account just in time for holiday shopping.
No minimum deposit or balance required
Open at any time during the year
Funds transfer to your regular savings account on October 1
You can get a savings account anywhere. Here's what makes saving with Members 1st different.
Havequestions? Good thing your concierge has your back. Half personal sidekick, half financial wizard, your concierge knows money management like the back of their hand.Best of all,they're here whenever you need them.
Save for big plans—a little at a time
Whether you access your account online or through our mobile app, you'll be able to create simple, customized goals that help keep your savings on track. And if you ever have questions, we offer 24/7 support.
Rates that grow your money
Your goals may be closer than you realize—our certificate dividend rates are often higher than the national average.
Rewards for loyal members
When we see a chance to give back to our members, we take it. Our Loyalty Rewards Program allows us to provide loyal members with better rates and lower fees.
Budget Successfully, Spend Carefully
Smart Back-to-School Shopping
Get an “A” in back-to-school shopping 101. From backpacks and pens to new sneakers and coats, these expenses can add up quickly.
You only need a $5 minimum opening deposit and balance in a Regular Savings Account to get started. Our certificate accounts require a minimum $500 opening deposit.
Both are savings accounts. A traditional savings account requires a small initial opening deposit and balance. You can add funds or withdraw funds at any time. Money markets are tiered savings accounts that offer higher dividend rates based on your account balance. You may access your funds at any time. Money markets are designed for longer term savings without being locked into a set saving term like a certificate.
Good question! You can make as many withdrawals or transfers from your savings account as you want.
Get 1.5% cash back (or 1.5 points) on every dollar you spend. On top of that, you get emergency medical coverage, trip interruption insurance, and Visa Signature Concierge Service—all with no annual fee.
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Members 1st will not respond via public Internet email to requests-for-account-information or account activity. Please contact Customer Service with these types of requests at (800) 237-7288 or (717) 795-6049.