75th Anniversary

STILL CELEBRATING YOU

75 years down—and it’s all because of you. The celebration continues with exclusive promotions and more ways to share the love.

home equity freedom line of credit

KEEP IT COOL

Pool, patio or pergola—turn your backyard into your favorite place to relax this summer with a Home Equity Freedom Line of Credit.

Forbes 2025

Best-In-State Credit Union

Thanks for naming us America’s Best-In-State Credit Union of 2025 for the fifth consecutive year!

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Welcome to Members 1st

Members 1st is more than just a name—it's a mindset. Everything we do is in the best interest of all of us. We're here to help members thrive and better the communities we serve. Where others see dollars and cents, we see people and passions. And we offer a full suite of financial tools and services that help our members do more with their money.

Getting ready for life's moments and milestones

Visa Signature^® Card

Get 1.5% cash back (or 1.5 points) on every dollar you spend. On top of that, you get emergency medical coverage, trip interruption insurance, and Visa Signature Concierge Service—all with no annual fee.

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Protect

Protecting what you care about shouldn’t be complicated or unaffordable. Our third-party insurance partners offer a full range of personal, group, auto, health and life insurance plans through the most respected companies in the business.

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Buying a House

Your home will likely be the biggest investment you ever make. Here's everything you need to know—and who to talk to if you'd like some personalized guidance.

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Goal Savings

Save for big plans—a little at a time. With great rates and powerful in-app tools, it's never been easier to set (and achieve) your long-term goals.

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Hit the Road

Hear that? It's the open road calling. Here's how to get an auto loan quicker and smarter.

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Off to College

Welcome to the start of a new beginning. Here's how to avoid student loans and make the most of saving for college.

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Act now

Exclusive Membership Offers

Home Equity Loans

10-Year Fixed Rate
as low as

5.99^% APR*

Learn More

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Visa Balance Transfer

Transfer your balance
and start saving today.

Choose your offer

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Certificates

Check out our special certificate promotions and start growing your money today.

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Manage your money in less time, anytime

Our mobile app gives you the power to check your balance, deposit checks, send money, chat with us, and more.

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What our members are saying:

From our Members

“Members 1st has always been there to support me with my financial goals. They truly treat everyone like family.”

Sara B. Member since 1995

From our Members

“They’re sincerely interested in you as a member. I can’t tell you how many times they’ve helped me out of messes I got myself into. Any problem you have, they can fix it for you."

Connie W. Member since 2011

Become A Member

Looking to join our credit union? Not sure how it all works? No problem—it's far easier than you imagine. At Members 1st, we are always seeking new members to join our family, and we have a number of flexible options to make the eligibility process simple and fun.

Open an account

STILL CELEBRATING YOU

KEEP IT COOL

Best-In-State Credit Union

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Welcome to Members 1st