Visa Balance Transfer

0.00% apr*

START SAVING NOW.
Make the switch. Transfer your high interest credit card balances and save with our Visa Balance Transfer offer!

Rates as Low as

3.49% apr*

What are you waiting for? With loan rates still near historic lows, we can help you borrow up to 100% of your home's value**, with terms up to 20 years.

rates as low as

6.49% APR*

LIMITED TIME OFFER.
Whether you're ready to treat yourself to something new, manage everyday spending or pay off high-interest credit cards and loan balances, we have a fixed-rate personal loan to fit your budget.

student loans

pay for school

We offer student loans with competitive rates to help you fund your future. Whether you’re looking for an undergraduate loan, graduate loan or refinancing options, we’re here to make it happen.

star icon SIGN IN.

Members 1st Online Banking
username icon
submit arrow

Need Help?
Not registered? Sign up.

Welcome to Members 1st

Members 1st is more than just a name—it's a mindset. Everything we do is in the best interest of all of us. We're here to help members thrive and better the communities we serve. Where others see dollars and cents, we see people and passions. And we offer a full suite of financial tools and services that help our members do more with their money.

We're Here to Help

Getting ready for life's moments and milestones

Visa Signature® Card

Get 1.5% cash back (or 1.5 points) on every dollar you spend. On top of that, you get emergency medical coverage, trip interruption insurance, and Visa Signature Concierge Service—all with no annual fee.

Get Started

Off to College

Welcome to the start of a new beginning. Here's how to avoid student loans and make the most of saving for college.

Get Started

Buying a House

Your home will likely be the biggest investment you ever make. Here's everything you need to know—and who to talk to if you'd like some personalized guidance.

Get Started

Hit the Road

Hear that? It's the open road calling. Here's how to get an auto loan quicker and smarter.

Get Started

Goal Savings

Save for big plans—a little at a time. With great rates and powerful in-app tools, it's never been easier to set (and achieve) your long-term goals.

Get Started
Act now

Exclusive Membership Offers

Icon of two credit cards

Visa Balance Transfer

START SAVING NOW.
For 12 billing cycles.

0.00% APR*
Let's get started
Icon of an award and ribbon

Home Equity Loans

10-Year Fixed Rate
as low as

3.49% APR*
Learn More
Icon of someone handing a coin purse

Personal Loans

LIMITED TIME OFFER.
Rates as low as

6.49% APR*
Learn More

Manage your money in less time, anytime

Our mobile app gives you the power to check your balance, deposit checks, send money, chat with us, and more.

Image containing a cellphone with the Members 1st mobile app

What our members are saying:

Quote From our Members

“Members 1st has always been there to support me with my financial goals. They truly treat everyone like family.”

Sara B. Member since 1995
Quote From our Members

“They’re sincerely interested in you as a member. I can’t tell you how many times they’ve helped me out of messes I got myself into. Any problem you have, they can fix it for you."

Connie W. Member since 2011
Icon of a star

Become A Member

Looking to join our credit union? Not sure how it all works? No problem—it's far easier than you imagine. At Members 1st, we are always seeking new members to join our family, and we have a number of flexible options to make the eligibility process simple and fun.

Open an account

Please be aware that by continuing you will be leaving www.members1st.org and viewing content from another website.

For your protection please be advised that public Internet email is not secure. Various links within our web site allow you to submit information to us by public Internet email. Please DO NOT provide personal or account information through public email or submit any personal information that would compromise your identity including your account number, social security number, credit card numbers, electronic services PINs, passwords or mother's maiden name. Members 1st will not respond via public Internet email to requests-for-account-information or account activity. Please contact Customer Service with these types of requests at (800) 237-7288 or (717) 795-6049.