Moments And Milestones

Cashing In

A home equity loan can help you afford the unexpected by leveraging your home's value to get a low-interest loan. These loans can be used for emergency expenses, home improvements, debt consolidation, college tuition, and more.

Moments and Milestones

Buying a House

We believe finding the perfect mortgage should be delightfully easy. And if that sounds like a paradox, you don't know how we do things around here.

Moments And Milestones

Off to College

College isn't cheap, but with a little thoughtful preparation, there are a number of ways to help cover dorm rooms, books, tuition, and of course, spring break.

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WE STAND READY TO HELP…IN A NEW WAY.

With many counties in our footprint now in the green reopening stage, we are excited to reopen our branch lobbies. While we will now be accepting walk-in visits, we highly recommend making an appointment and taking advantage of our 24/7 digital banking capabilities through your Members 1st mobile app and online banking system.

Welcome to Members 1st

Members 1st is more than just a name—it's a mindset. Everything we do is in the best interest of all of us. We're here to help members thrive and better the communities we serve. Where others see dollars and cents, we see people and passions. And we offer a full suite of financial tools and services that help our members do more with their money.

We're Here to Help

Getting ready for life's moments and milestones

Hit the Road

Hear that? It's the open road calling. Here's how to get an auto loan quicker and smarter.

Get Started

Off to College

Welcome to the start of a new beginning. Here's how to avoid student loans and make the most of saving for college.

Get Started

Buying a House

Your home will likely be the biggest investment you ever make. Here's everything you need to know—and who to talk to if you'd like some personalized guidance.

Get Started

Goal Savings

Save for big plans—a little at a time. With great rates and powerful in-app tools, it's never been easier to set (and achieve) your long-term goals.

Get Started

Visa Signature® Card

Get 1.5% cash back (or 1.5 points) on every dollar you spend. On top of that, you get emergency medical coverage, trip interruption insurance, and Visa Signature Concierge Service—all with no annual fee.

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Exclusive Membership Offers

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Home Equity Loans

10-Year Fixed Rate
as low as

3.49%APR*
Learn More
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Visa Balance Transfer

For 12 billing cycles.

0.00%APR*
Learn More

Manage your money in less time, anytime

Our mobile app gives you the power to check your balance, deposit checks, send money, chat with us, and more.

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What our members are saying:

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“Members 1st has always been there to support me with my financial goals. They truly treat everyone like family.”

Sara B. Member since 1995
Quote From our Members

“They’re sincerely interested in you as a member. I can’t tell you how many times they’ve helped me out of messes I got myself into. Any problem you have, they can fix it for you."

Connie W. Member since 2011
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Become A Member

Looking to join our credit union? Not sure how it all works? No problem—it's far easier than you imagine. At Members 1st, we are always seeking new members to join our family, and we have a number of flexible options to make the eligibility process simple and fun.

Open an account

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For your protection please be advised that public Internet email is not secure. Various links within our web site allow you to submit information to us by public Internet email. Please DO NOT provide personal or account information through public email or submit any personal information that would compromise your identity including your account number, social security number, credit card numbers, electronic services PINs, passwords or mother's maiden name. Members 1st will not respond via public Internet email to requests-for-account-information or account activity. Please contact Customer Service with these types of requests at (800) 237-7288 or (717) 795-6049.