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Bring balance and confidence to your financial life with a personal line of credit from Members 1st. Borrow what you need, when you need it and enjoy the flexibility to stay focused on your goals and keep your finances on track.
Personal lines of credit can be used for many of the same expenses as personal loans and they're also a popular choice for overdraft protection.
Your final loan rate may vary from what is advertised on our rate sheet as it is based on your personal credit history and current credit report.
The application process will take just a few minutes to complete. We may ask you for additional information to verify your income or your Members 1st account.
If you are not yet a member, don't worry. We'll sign you up as part of the process.* We can't wait to welcome you to the faM1ly.
We're Here to Help
Get 1.5% cash back (or 1.5 points) on every dollar you spend. On top of that, you get emergency medical coverage, trip interruption insurance, and Visa Signature Concierge Service—all with no annual fee.
Protecting what you care about shouldn’t be complicated or unaffordable. Our third-party insurance partners offer a full range of personal, group, auto, health and life insurance plans through the most respected companies in the business.
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*Available terms may be restricted by loan amount and/or credit score. Loans may be subject to other terms and conditions. See Rates for details.
