Visa Debit

Contactless cards

With a debit card from Members 1st, everyday spending couldn't be simpler. Shop anywhere Visa is accepted, make purchases safer and more conveniently, withdraw fee-free from thousands of ATMs, and track your spending in our mobile app.

What do you want from your card?

From contactless technology to overdraft protection, get ready to raise your standards.

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Contactless cards

When you use your contactless debit card, you have the option to simply tap and go. We've added this extra layer of protection for all of our members to take advantage of.

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Enhanced security

By choosing "credit" when you pay, you add an extra layer of safety to every purchase. Also known as zero liability protection, this simple step automatically protects you from incorrect or double charges.

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Free overdraft protection

It's easy to make sure you're never charged overdraft fees with our free overdraft protection—simply link your debit card checking account to a savings or your money market. 

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Surcharge-free ATMs

Choose from a network of tens of thousands of surcharge-free ATMs across the country. We don't charge members a fee for using our ATM.

Visa® Checkout

Visa Checkout makes buying online safe and easy. Shop from hundreds of America's most popular retailers without entering your personal information.

Enroll in minutes
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Mobile wallet compatible

Streamline checkout, boost security, and earn bonus rewards—our Visa cards integrate with Apple Pay®, Android Pay™, Samsung Pay® and PayPal OneTouch™.

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Our app has it all

Need to manage your money on the go? It's never been easier. With our mobile app, you can easily check balances, make transfers, make mobile deposits, set up alerts, and more.

Download our app

Common Questions

Absolutely! Ordering a new debit card is easy to do online. Or, if you want your new card right away, stop by any branch and we'll issue you a new card immediately.

The easiest way to change your PIN is to visit your nearest branch location. If you have your current PIN mailer, you may change your PIN at any Members 1st ATM. We are currently unable to change your PIN over the phone. If you are unable to get to a branch, we can reorder a PIN mailer for you and send it to your address on file.

Use online banking or our mobile app to set up card controls. We offer card controls where you can lock your card in real time in the event your card is lost or stolen. You can also set up alerts pertaining to transactions and merchants to help you monitor spending.

Good question! This is really up to you, but by choosing “credit” when you pay, you add an extra layer of safety to every purchase. Also known as zero liability protection, this simple step automatically protects you from incorrect or double charges.

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Get started online

Or, you can always stop by your local branch. Either way, opening your account takes just a few minutes.

We're Here to Help

Getting Ready for Life's Moments and Milestones

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Buying a House

Your home will likely be the biggest investment you ever make. Here’s everything you need to know—and who to talk to if you’d like some personalized guidance.

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Goal Savings

Save for big plans—a little at a time. With great rates and powerful in-app tools, it’s never been easier to set (and achieve) your long-term goals.

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Visa Signature® Card

Get 1.5% cash back (or 1.5 points) on every dollar you spend. On top of that, you get emergency medical coverage, trip interruption insurance, and Visa Signature Concierge Service—all with no annual fee.

Get Started

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