Simple. Straightforward.

Backed by more than 80 years of working with credit unions and their members, you can count on TruStage to help protect what matters most.

_{© Copyright 2017, TruStage. All Rights Reserved.
TruStage® insurance products and programs are made available through TruStage Insurance Agency, LLC. Life insurance and AD&D insurance are issued by CMFG Life Insurance Company. Auto and Home Insurance Program are issued by leading insurance companies. The insurance offered is not a deposit, and is not federally insured, sold or guaranteed by your credit union.
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Accidents can happen anytime. Don't leave them unprepared.
Your untimely accidental death could leave your family with long lasting financial burdens. Accidental Death & Dismemberment insurance can help give them a safety net.

How does it work?
As a member of Members 1st Federal Credit Union you are eligible to enroll for $2000 of no-cost TruStage^® Accidental Death & Dismemberment Insurance underwritten by CMFG Life Insurance. AD&D insurance can pay a cash benefit to your beneficiary if you die in an accident or suffer a serious injury.

What's covered?Once you enroll, AD&D insurance pays a cash benefit to your beneficiary if you die from an accident or you are seriously injured. Credit union members ages 18 and over can also choose to increase their protection (Member Only Plan) or their family's (Family Plan) with up to an additional $300,000 in coverage.

Acceptance is guaranteed and there are no medical questions.‭

^{TruStage® AD&D Insurance is offered by TruStage Insurance Agency, LLC and underwritten by CMFG Life Insurance Company. ‭The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union.‬‬‬ Base Policy Series E10a-014-2012, E10a-ADD-2012 and E10a-015-2012.‬}

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TruStage^® Auto & Home Insurance Program
Designed for credit union members like you, the TruStage Auto & Home Insurance Program (opens in a new tab) provides affordable top-quality protection. You could enjoy discounted rates combined with online convenience and 24/7 claims service.

_{TruStage® Auto and Home Insurance program is offered by TruStage Insurance Agency, LLC and issued by leading insurance companies. Discounts are not available in all states and discounts vary by state. The insurance offered is not a deposit and is not federally insured. This coverage is not sold or guaranteed by your credit union. © TruStage Insurance Agency 2017}

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Expect the best out of life, but be prepared.
You want the best for your family and that means planning for life's "what ifs". Like what if you were to die unexpectedly, and they had to make ends meet without your income?

What's covered?
Term life insurance helps protect your family from the loss of your income if you were to die. It pays income-tax free money they could use for the mortgage, debts, unpaid bills or any reason.

What are the advantages?
TruStage^® Term Life Insurance (opens in a new tab) is a good choice if you need high coverage amounts now, with payments that fit your budget. And it's available entirely online, so you can apply (opens in a new tab) in about 10 minutes*:

• Six-step application

• 100% online

• Just a few health questions

• No medical exam

• Instant decision (up to $300,000)

Don't wait.

_{TruStage is underwritten by CMFG Life Insurance Company, which is rated "A" (Excellent) as of February 2017 by A.M. Best, an independent rating service that evaluates financial stability and operating performance. "A" is the third-highest of 16 ratings. *TruStage.com Google Analytics Reporting, 2017.}

_{TruStage® Term Life Insurance is offered by TruStage Insurance Agency, LLC and issued by CMFG Life Insurance Company. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union. © 2017 TruStage Insurance Agency}

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Permanent Protection and a Guaranteed Price for Life
TruStage^® Whole Life Insurance (opens in a new tab) is permanent coverage that never decreases with a price that never goes up. Your price is locked in for life, and no one can cancel your coverage but you as long as you’re approved and make your payments.

After you're gone, this policy pays an income-tax free, cash benefit that your family can use for any reason—like funeral expenses, mortgage payments or unpaid debts.

Start with a monthly payment that fits your budget and get options online or over the phone:

• Just a few questions

• No medical exam

• Instant quotes based on your budget

Don't wait. Get an instant quote online based on your budget today. Or, call 1-800-814-2914 and talk to a licensed agent.

_{TruStage is underwritten by CMFG Life Insurance Company, which is rated "A" (Excellent) as of February 2017 by A.M. Best, an independent rating service that evaluates financial stability and operating performance. "A" is the third-highest of 16 ratings.}

_{TruStage® Whole Life Insurance is offered by TruStage Insurance Agency, LLC and issued by CMFG Life Insurance Company. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union. © 2017 TruStage Insurance Agency}

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