What Are You Saving For?
Whatever it is, we offer powerful, personalized tools to help you save smarter and hit your goals sooner.
Savings
Our savings account, ideal for both long- and short-term goals, features great interest rates and straightforward options.
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Money Market
Money markets are designed for long term savings, with interest rates that grow alongside your money.
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Club Accounts
Saving for a vacation or holiday shopping? Our club accounts help you save for the holiday shopping season or that special getaway.
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IRAs
We offer both traditional and Roth IRAs to help you grow your nest egg and prepare for financial health during retirement.
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Health Savings
A health savings account (HSA) offers an intelligent way to pay less for medical care—qualified contributions are tax-deductible and qualified distributions are tax-free.
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Certificates
Certificates allow you to earn higher dividends by saving money for a fixed period of time (between 3–60 months).
Learn MoreMore than just a savings account
MyConcierge™
Have questions? Why not ask your concierge? Half personal sidekick, half financial wizard, they know money management like the back of their hand. Best of all, they're here whenever you need them.
Online tools and support
Whether you access your account online or through our mobile app, you'll be able to create simple, customized goals that help keep your savings on track. And if you ever have questions, we offer 24/7 support.
Rates that grow your money
Your goals may be closer than your realize: from money market to standard savings, we offer interest rates significantly higher than the national average
Rewards for loyal members
When we see a chance to give back to our members, we take it. Our Loyalty Rewards Program allows us to provide loyal members with even better savings rates.
Resources
5 Mistakes to Avoid When Paying Off Debt
Facing your debt and the journey to becoming debt-free is challenging and rewarding. Before you begin, it's essential to know how and why you got into debt. Without that understanding, you will likely go into debt again in the future.
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6 First Apartment Expenses You Need in Your Budget
Entering the real world, and starting your first job, may lead you to rent your first apartment. While living on your own has its perks, it also comes with many financial responsibilities. The best advice we can give you is to plan and budget for your expenses. Here are 6 items associated with renting that you should be budgeting for when you make your move.
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4 Fun Ways to Teach Kids About Saving Money
While financial basics are taught in grade school, parents are primarily responsible for teaching kids about finances. Consider the real-life experiences related to budgeting, buying, saving and spending that you can provide to your kids every day.
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Common Questions
Open an account online, in person at any branch, or over the phone by calling Customer Service at (800) 237-7288.
We like to keep things simple. With just a $5 minimum opening deposit and balance, you're on your way to our regular savings account and all the perks and privileges of being a member.
We want you to make the most of your money and we offer competitive savings rates. To view our current rates, click here.
Good question! You can make as many withdrawals or transfers from your savings account as you want.
Account Opening Disclosures
GET STARTED IN THREE EASY STEPS.
Open a Members 1st savings account with a $5 deposit
Create personalized savings goals
