What Are You Saving For?
Whatever it is, we offer powerful, personalized tools to help you save smarter and hit your goals sooner.

Savings
Our savings account, ideal for both long- and short-term goals, features great interest rates and straightforward options.
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Money Market
Money markets are designed for long term savings, with interest rates that grow alongside your money.
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Club Accounts
Saving for a vacation or holiday shopping? Our club accounts help you save for the holiday shopping season or that special getaway.
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IRAs
We offer both traditional and Roth IRAs to help you grow your nest egg and prepare for financial health during retirement.
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Health Savings
A health savings account (HSA) offers an intelligent way to pay less for medical care—qualified contributions are tax-deductible and qualified distributions are tax-free.
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Certificates
Certificates allow you to earn higher dividends by saving money for a fixed period of time (between 3–60 months).
Learn MoreMore than just a savings account
MyConcierge™
Have questions? Why not ask your concierge? Half personal sidekick, half financial wizard, they know money management like the back of their hand. Best of all, they're here whenever you need them.
Online tools and support
Whether you access your account online or through our mobile app, you'll be able to create simple, customized goals that help keep your savings on track. And if you ever have questions, we offer 24/7 support.
Rates that grow your money
Your goals may be closer than your realize: from money market to standard savings, we offer interest rates significantly higher than the national average
Resources

10 Tips to Save on Vacation
This guide offers practical tips—from using fare trackers to maximizing rewards—to help you enjoy a memorable vacation without overspending.
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12 Affordable Self-Care Ideas
When life is busy, it's crucial to rest, relax and recharge without worrying about the high price of self-care.
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Transfer Your Balance and Save
That tiny credit card swipe can lead to big debt. Discover how a balance transfer could help you hit pause on high interest and start fresh.
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Common Questions
Open an account online, in person at any branch, or over the phone by calling Customer Service at (800) 237-7288.
We like to keep things simple. With just a $5 minimum opening deposit and balance, you're on your way to our regular savings account and all the perks and privileges of being a member.
We want you to make the most of your money and we offer competitive savings rates. To view our current rates, click here.
Good question! You can make as many withdrawals or transfers from your savings account as you want.
Account Opening Disclosures
GET STARTED IN THREE EASY STEPS.
Open a Members 1st savings account with a $5 deposit
Create personalized savings goals
Manage and track your progress with our new Members 1st mobile app