We make auto loans simple
That means transparent pricing, zero guesswork, and clear, flexible choices.
Apply before you shop
Shopping for your vehicle shouldn't feel like a guessing game. By applying for your loan before you get to the dealer, you'll know precisely what you can afford.
No prepayment penalties
Want to pay off your loan ahead of schedule? That's awesome. We'll never penalize you for paying early.
Know your choices
Whether you're shopping for a muscle car or a minivan, we'll help you choose from a wide variety of financing options made to accommodate every vehicle and lifestyle.
Your options
New
Finally found the ride of your dreams? We'll finance up to 100% of the sale price with terms ranging up to 84 months.
Used
Considering buying a used car? We'll finance your used vehicle with terms up to 84 months.
Refinance
Save money by refinancing your vehicle loan with Members 1st.
Dealership
Take advantage of one-stop shopping, and apply for an auto loan from Members 1st at hundreds of participating dealerships.
Rates As Low As
Calculate
Thinking of using a home equity loan to buy a car? Compare your options and see how much you could save.
Common Questions
We do our best to provide all lending decisions as quickly as possible. Larger, more complex loans may take longer.
We will work with you to find the best option to pay off your loan and accommodate your needs. Your insurance agent will be a great resource for you, and we encourage you to reach out to them for further guidance. After speaking with your agent, we'll be here to help you figure out your payment options.
Qualifying for a loan depends on several factors. Your credit history, income stability and ability to repay are among the factors considered.
Buying a car is a big decision. Consider your budget, how much you want to finance, and whether you can afford the payments and insurance. We suggest doing some homework first to be sure you're getting the best deal possible.
Still have questions?
We're here to help you find answers. Give us a call or stop by your nearest branch.