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From quick pick-me-ups to big life shifts, your Members 1st Visa® Credit Card keeps up with every moment.
Our Visa credit cards each have their own perks. From cash back rewards to low interest rates, we have a card with benefits perfect for you. Best of all? Each of our cards has contactless technology to make purchases easier than ever.
Our Visa Signature Rewards card offers the best of both worlds. You can choose between 1.5% cash back on all purchases or 1.5 points on all purchases. With no annual fee and great rewards, this card really has it all.
Our Visa Platinum Rewards card offers 2% cash back on gas and groceries, as well as 1% cash back on all other purchases. Don’t forget there’s no annual fee, either.
Our Visa Platinum Low Rate card has an ultra-competitive low rate. Tend to carry a balance on your credit card? This card is perfect for you and everyday spending. This card has no annual fee either, so you’ll save even more.
Our Visa Platinum Secured card is secured by funds in a savings share. If you are trying to start building credit or rebuild credit, this is the perfect card for you.
Still not sure which card is right for you? Here's a side-by-side comparison of our cards, rates and benefits.
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Save EasilySpend CarefullyIs there an annual fee?
There is no annual fee for our Visa Signature Rewards, Visa Platinum Rewards, or Visa Platinum Low Rate cards. There is a $25 annual fee for our Visa Platinum Secured card.
How do I increase my card limit?
To request a credit limit increase, call our Loan Center at (800) 283-2328 ext. 6040 or apply online.
What happens if my card is lost or stolen?
Lost or stolen cards should be reported to our Card Services expert, call (833) 269-2621. We also offer card controls, so you can lock your card account in real time.
Cardholders have the ultimate control—and peace of mind. You can control how, when and where your payment cards are used. Real-time transaction alerts and controls will provide you with a method to protect your payment information. With card controls, you can:
View all your debit and credit cards on one easy to view page.
Lock/unlock your debit and credit cards.
Initiate a lost/stolen process from this page as well.
Can I set up automatic payments?
We offer multiple automatic payment options, including fixed amount, minimum payment, or pay in full. You can even pay your card ahead. Automatic payments are easy to set up online.
Sign in to your digital banking account
Under Your Account, select the Visa product you want to set up automatic payments
Under the Actions section*, click "Transactions / Make a Payment" (you will leave digital banking)
Your EZCard account will open
Click on "Payments" and then select "Manage Recurring Payments"
Follow the prompts
*Please note that on desktop, the Actions section will appear on the right side of your screen. On mobile, the Actions section will appear at the bottom of your screen.
You can choose to pay the minimum scheduled payment, a different amount, or your entire card balance each month.
If you're already a member, you can apply for your new card online. If you'd like to become a member, opening an account only takes a few minutes.
¹Visa’s Zero Liability policy does not apply to certain commercial card and anonymous prepaid card transactions or transactions not processed by Visa. Cardholder must use care in protecting their card and notifying their issuing financial institution immediately of any unauthorized use and for additional details.
