Have questions? Let's talk. Our mortgage experts are here to help you figure things out.
Looking to learn more about buying a home? Come to a free mortgage seminar and learn just how simple financing can be.
With our safe and straightforward online form, you can submit an application in just a few minutes.
Know your options
Whether you are buying your first home, a vacation home, are relocating or looking to refinance your existing mortgage, we have a mortgage program tailored to your needs.
We'll work with you to finance the home of your dreams—even if it doesn't exist yet. Only one closing is required. The same rate will apply for your construction and permanent financing. We offer 30-year construction mortgage, 15-year construction mortgage or a 5/1 Adjustable Rate Mortgage (ARM).
If you're looking to build a new home, we'll make financing your land purchase effortless. We offer 3, 5, 7, 10 or 12 year terms.
We offer mortgage services in:
- New Hampshire
- New Jersey
- New York
- North Carolina
- North Dakota
- Rhode Island
- South Carolina
- South Dakota
- West Virginia
Use this calculator to estimate monthly mortgage payments, interest payments, and the impact of principal payments.View Calculator
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A mortgage is a big commitment. Before you start house hunting, we suggest meeting with one of our mortgage experts to discuss your individual circumstances and needs.
This depends on your personal situation. A fixed rate mortgage means you have a set interest rate and your payments remain steady through the life of your mortgage. With an adjustable rate mortgage, your interest rate will fluctuate over the life of your loan, which affects the amount of your payment.
A down payment is cash that you pay up front to get the loan. It is deducted from the total amount of your mortgage and it is what helps you to start building equity in your home. It's best to talk with one of our mortgage experts to figure out what you need for your down payment.
To apply for a mortgage, you'll need to show proof of income. Talk with one of our mortgage experts prior to shopping for your home so you can get prequalified.
Still have questions?
Your home will likely be the biggest investment you ever make. Our team of highly knowledgeable—and super friendly—mortgage experts are here to guide you through the process.
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