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Most of us will need long term care later in life—and many vital services are not covered by Medicare or standard health insurance. Long term care insurance helps cover the costs of assisted living, nursing home care, or in-home help.
Our trusted insurance partners work with top providers to offer excellent plans for our members, tailored to fit any budget.
*Insurance products are offered and sold by third-party providers. Members 1st Federal Credit Union does not offer or sell insurance. Insurance products are not share accounts, obligations, nor are they guaranteed by Members 1st Federal Credit Union, or by any of its affiliates. Insurance products are not federally insured.
When should I consider investing in long term care insurance?
Most of us will need some type of long term care service in our lifetime due to cognitive or physical impairments. Planning now will help with the inevitable costs related to your care. A long term care policy will help you pay for many different services—personal care services, homemaker services, professional services such as a registered nurse, home health aide or therapist, assisted living, nursing home, and hospice care.
What's the average monthly cost of long term care insurance?
The costs of these services vary greatly and can add up quickly. Purchasing long-term care insurance now while you are younger and healthier allows for affordable premiums.
We're Here to Help
Get 1.5% cash back (or 1.5 points) on every dollar you spend. On top of that, you get emergency medical coverage, trip interruption insurance, and Visa Signature Concierge Service—all with no annual fee.
Protecting what you care about shouldn’t be complicated or unaffordable. Our third-party insurance partners offer a full range of personal, group, auto, health and life insurance plans through the most respected companies in the business.
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