EVERYDAY EXPENSES CAN ADD UP QUICKLY
By consolidating your high-interest loans into a single, low-interest personal loan, you can start to tackle stubborn debt and get on the fast-track to financial health. Personal loans are also an affordable way to cover medical care, emergency repairs and unexpected bills.
Borrow less than $25,000 and choose from loan terms up to 60 months, or up to 180 months when you borrow more than $25,000. Plus, there is no application fee.
Free Quarterly FICO®
Four times a year, you'll receive a free FICO® credit score report just for being a member.
No Prepayment Penalties
Want to pay off your personal loan ahead of schedule? That's awesome! We'll never penalize you for paying early.
Online tools and support
Managing your personal loan shouldn't require a finance degree. So, we'll help you get started with tools that keep things simple, like the option to set and forget recurring payments online.
Many loan decisions are provided instantly. Larger, more complex loans may take longer. We strive to provide all lending decisions as quickly as possible.
Personal loans are used for multiple purposes. We offer personal loans for as little as $500. Loans up to $75,000 are based on affordability, credit history, and other factors.
Consideration for a personal loan requires a review of your credit report. When credit is pulled, an inquiry is placed on your credit record. While the impact of individual inquiries cannot be determined exactly, a strong impact on your credit score is more likely with repeated or excessive inquiries in a short period of time. Applications for credit on a reasonable, periodic basis are not likely to create a lasting negative effect on your credit score. We do suggest monitoring your credit report by taking advantage of your free annual credit report available at www.annualcreditreport.com.
The loan application process will take just a few minutes to complete. We may ask you for additional information to verify your income or your Members 1st account.
If you are not yet a member, don't worry. We'll sign you up as part of the process.** We can't wait to welcome you to the faM1ly.
Getting Ready for Life's Moments and Milestones
Visa Signature® Card
Get 1.5% cash back (or 1.5 points) on every dollar you spend. On top of that, you get emergency medical coverage, trip interruption insurance, and Visa Signature Concierge Service—all with no annual fee.Get Started
Buying a House
Your home will likely be the biggest investment you ever make. Here’s everything you need to know—and who to talk to if you’d like some personalized guidance.Get Started
Save for big plans—a little at a time. With great rates and powerful in-app tools, it’s never been easier to set (and achieve) your long-term goals.Get Started
Protecting what you care about shouldn’t be complicated or unaffordable. We offer a full range of personal, group, auto, health, and life insurance plans through the most respected insurance companies in the business.Get Started
Hit the Road
Hear that? It’s the open road calling. Here’s how to get an auto loan quicker and smarter.Get Started
*Available terms may be restricted by loan amount and/or credit score. Promotional rate effective between 2/1/2021 and 3/31/2022. $2,500 in new money required. Loans may be subject to other terms and conditions. See Rates for details.
**Must meet current eligibility requirements.